Find a Lender-Approved Local Conveyancer in Totteridge

Ready to buy a new home? Find a law firm approved by your lender.

Selecting the right solicitor is the most important decision when it comes to your Totteridge house move

Reasons to use our Totteridge conveyancing solicitors

  • 1 Cut price packages from online conveyancers might be tempting. However, these organisations are often located hundreds of miles away with limited understanding of the factors that impact property transactions in Totteridge
  • 2 Excellent communication together with pure property local knowledge are key benefits that you should value when choosing conveyancing solicitors. Totteridge conveyancing can be made a lot more protracted because of poor communication between all the parties. The lawyers we work with ensure that the lines of communication are open and act on arising issues and developments instantly.
  • 3 The accumulation of transactions means that Totteridge property lawyer have developed excellent connections with Totteridge local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of dealing with your home move in Totteridge.
  • 4 The Totteridge conveyancing practitioners that are identified are dedicated to supplying value for money, efficient and accessible conveyancing service to borrowers, sellers and investors in Totteridge
  • 5 Our site offers most comprehensive domestic conveyancing directory service identifying mortgage company approved property lawyers delivering conveyancing in Totteridge regulated and authorised by the SRA or CLC.

Examples of recent conveyancing in Totteridge since July 2019*

Recently asked questions about conveyancing in Totteridge

I am obtaining a offer of a home loan from Nat West. I intend to retain the legal services of a Licensed Conveyancer in Totteridge. Does the Nat West Conveyancing panel exclude Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I am the registered owner of a freehold premises in Totteridge but still pay rent, why is this and what is this?

It is rare for properties in Totteridge and has limited impact for conveyancing in Totteridge but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

Is it necessary to pay for insurance to cover chancel repairs when purchasing a house in Totteridge?

Unless a prior acquisition of the premises completed after 12 October 2013 you may expect conveyancing practitioners conducting conveyancing in Totteridge to continue to recommend a chancel search and or insurance against a claim.

Should I be wary by brokers that I am dealing with are suggesting a factory type conveyancing firm as opposed to a High Street Totteridge conveyancing practice?

As with many service providers, often referrals from connections can be very helpful. Nevertheless there are lots of people with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies may put forward solicitors to instruct. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there might be a financial incentive behind the endorsement. You are free to select your own lawyer. Don't forget that some banks operate an approved list of lawyers you have to use for the lender aspect of your home move.

My partner and I may need to rent out our Totteridge ground floor flat temporarily due to taking a sabbatical. We instructed a Totteridge conveyancing firm in 2003 but they have closed and we did not have the foresight to seek any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?

Even though your previous Totteridge conveyancing lawyer is not available you can check your lease to check if it allows you to sublet the apartment. The accepted inference is that if the deeds are non-specific, subletting is permitted. Quite often there is a prerequisite that you are obliged to seek permission from your landlord or some other party prior to subletting. The net result is you not allowed to sublet in the absence of prior permission. Such consent should not be unreasonably withheld. If the lease prohibits you from subletting the property you will need to ask your landlord if they are willing to waive this restriction.

After years of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Totteridge. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to judgment on the price.

An example of a Lease Extension decision for a Totteridge property is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case affected 1 flat. The number of years remaining on the existing lease(s) was 76 years.

Our solicitor in Totteridge has identified a a legal deficiency with the lease for the flat we are purchasing in Totteridge. The other side have suggested defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor says that as he is on the lender conveyancing panel he must ensure that the lender is happy with this solution. Are we the client or is the bank?

Just because you have a mortgage offer from the bank does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Totteridge conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the lender are the client. These conveyancing instructions have to be complied with by the lender conveyancing panel who has to balance acting for you and the mortgage company

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Sample of conveyancing solicitors in Totteridge regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Totteridge but also conveyancing throughout England and Wales.

  • Mhhp Law Llp, 64-66 High Street, Barnet, Hertfordshire, EN5 5SJ
  • Derrick Bridges & Co, 12 Wood Street, Barnet, Hertfordshire, EN5 4BQ
  • Boyes Sutton & Perry Solicitors Ltd, 20 Wood Street, Barnet, Hertfordshire, EN5 4BJ
  • Frederick Rine Solicitors, Hadley House, 17 Park Road, High Barnet, Hertfordshire, EN5 5RY
  • Ellicotts Llp, 1278 High Road, London, N20 9RS

Domestic Licensed Conveyancers in Totteridge regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Totteridge but also conveyancing across England and Wales.
  • Horizon Law Limited, 214 High Street, EN5 5SZ
  • House Owners Conveyancers Limited, Dephina House, N3 2JU
  • House Owners Conveyancers Limited, 56 Windermere Avenue, N3 3RA
  • Home 2 Home Property Lawyers Limited, 32 Millais Gardens, HA8 5SY

Planning law solicitors in Totteridge regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Totteridge specialising in planning law. The solicitors can give expert legal advice on all aspects of planning, including development on contaminated land
  • Barnett Alexander Conway Ingram Llp, Sovereign House, 1 Albert Place, Ballards Lane, London, N3 1QB
  • Moerans, 123 Station Road, Edgware, Middlesex, HA8 7JR
  • Yugin & Partners, Jubilee House, Merrion Avenue, Stanmore, Middlesex, HA7 4RY
  • Pindoria Solicitors Limited, 1st Floor, 502 Honeypot Lane, Stanmore, Middlesex, HA7 1JR
  • Ellistons Slp Solicitors Limited, 51-53 The Broadway, Stanmore, Middlesex, HA7 4DJ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.