Am I correct in assuming that the fact that my solicitor in Temple Fortune is not on my lender's solicitor panel that there is a problem with the standard of the firm’s conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Temple Fortune conveyancing practice and enquire why they are no longer on the approved list for your lender.
Can your site be used to find a Conveyancing solicitor in Temple Fortune even if I’m not buying or disposing of a house, for example if I wish to buy an office in Temple Fortune with a mortgage from Alliance & Leicester ?
The service is mainly used to find domestic conveyancing solicitors in Temple Fortune but we have listed at the end of this page a few Temple Fortune commercial conveyancing firms. You will need to speak with the firm directly to see if they are also authorised to represent Alliance & Leicester
I am selling our property in Temple Fortune and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. It does beg the question why the purchasers used an internet conveyancing outfit as opposed to a conveyancing solicitor in Temple Fortune. Having lived in Temple Fortune for six years we know of no issue. Do we contact our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
The deeds to my property can not be found. The lawyers who dealt with the conveyancing in Temple Fortune 5 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title original deeds to evidence that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
Due to the advice of my in-laws I had a survey completed on a property in Temple Fortune before instructing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies may not grant a mortgage on a flying freehold premises.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Temple Fortune. Conveyancing may be slightly more expensive based on your lender's requirements.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.