I am expecting a mortgage with Nat West. I hope to employ the services of a Licensed Conveyancer in Temple Fortune. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I opted to have a survey done on a property in Temple Fortune in advance of instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on this type of house.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Temple Fortune. Conveyancing may be slightly more expensive based on your lender's requirements.
I was pointed in your direction by a number of selling agents in Temple Fortune to get a quote from a conveyancer on your site. What’s the financial inducement for Estate Agents to market your site rather than another?
We refuse to offer any commission for directing people our way. We thought it would be too underhand to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
My husband and I are novice buyers - agreed a price, yet the estate agent has warned us that the vendor will only go ahead if we appoint their preferred solicitors as they need a ‘quick sale’. Our preferred option is to instruct a high street conveyancer accustomed to conveyancing in Temple Fortune
It is unlikely the owners are behind this. Should the seller desire ‘a quick sale', alienating a serious buyer is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are ready to go, with finances in place © you are unencumbered (d) you intend to proceed fast (e)but you intend to appoint your preferred Temple Fortune conveyancing lawyers - not the ones that will provide the negotiator at the agency a kickback or hit his conveyancing targets set by head office.
Estate agents have just been given the go-ahead to market my basement flat in Temple Fortune. Conveyancing solicitors are to be appointed soon, but I have just received a quarterly maintenance charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should clear the maintenance contribution as you normally would as all ground rent and maintenance invoices will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
We have reached the end of our tether in negotiating a lease extension in Temple Fortune. Can the Leasehold Valuation Tribunal adjudicate on premiums?
in cases where there is a absentee landlord or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to determine the price.
An example of a Lease Extension case for a Temple Fortune property is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case was in relation to 1 flat. The unexpired lease term was 76 years.
A licensed conveyancer dealt with my conveyancing in Temple Fortune half a dozen years ago having retained my title documents but has now closed – how do I get hold of these?
Title deeds, as such, no longer exist as most properties in Temple Fortune are archived digitally at Land Registry. Should you need to show evidence of proprietorship or are disposing of or re-mortgaging your solicitor can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to email@example.com. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.