My partner and I are acquiring a flat in Temple Fortune. My Solicitor has never been on on the bank solicitor panel. Am I still permitted to retain my Temple Fortune conveyancing solicitor even though they are not on the mortgage company list of approved lawyers?
You will need to use a conveyancer to deal with the formalities if you require a loan to purchase your home. They will carry out all the necessary legal checks on the property, ensuring that you will be properly registered as the owner and ensure that all the required mortgage paperwork is in order. You can select a Temple Fortune lawyer of your choice. Nevertheless, where the lawyer selected is not on the lender solicitor panel supplemental fees will be incurred as separate legal representation will be required by them. Lender panel applications may be submitted, so where your solicitor has not in the past sought membership they should do so.
Having spent time scouring moneysavingexpert.com for a recommended lawyer in Temple Fortune, most advise that I must look for a CQS kitemarked lawyer. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in buying or selling property, trusted by some of the UK's major banks. Four years ago the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. CQS is not a scheme offered by the Council of Licensed Conveyancing. Temple Fortune is one of the many areas in England and Wales where there are CQS solicitors.
I am buying a terrace house in Temple Fortune. We would like to carry out a loft conversion at the property.Will legal investigations on the property include investigations to see if these works are prohibited?
Your solicitor will review the deeds as conveyancing in Temple Fortune can sometimes identify restrictions in the title documents which restrict certain works or necessitated the permission of a 3rd party. Many additions call for local authority planning consent and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.
Can I be sure that the Temple Fortune conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Temple Fortune getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor carrying out your transaction.
Nationwide have agreed my home loan in principle, my offer on a flat in Temple Fortune has been agreed to, what happens next?
Your estate agent will want to know who your solicitors are (be sure the property lawyers are on the bank’s approved list). Telephone Nationwide or your broker and finish off any relevant forms. Nationwide will sellect a valuer who will get in contact with the estate agent or seller to book a time for the valuation to occur. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Nationwide will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Temple Fortune.
Will commercial conveyancing searches disclose planned roadworks that could affect a commercial premises in Temple Fortune?
Its becoming the norm that commercial conveyancing solicitors in Temple Fortune will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Temple Fortune. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Temple Fortune.
For each commercial conveyancing transaction in Temple Fortune it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Temple Fortune commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Temple Fortune.
I used Action Conveyancing a few years ago for my conveyancing in Temple Fortune. I now require my file however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Temple Fortune of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have recently realised that I have Sixty One years unexpired on my lease in Temple Fortune. I now wish to extend my lease but my landlord is can not be found. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. However, you will be required to prove that you have made all reasonable attempts to track down the freeholder. On the whole an enquiry agent should be useful to try and locate and to produce an expert document to be accepted by the court as proof that the freeholder can not be located. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s absence and the application to the County Court covering Temple Fortune.
We have reached the end of our tether in trying to purchase the freehold in Temple Fortune. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We are happy to put you in touch with a Temple Fortune conveyancing firm who can help.
An example of a Lease Extension decision for a Temple Fortune residence is Flat 2 2 Netherfield Road in April 2010. The Tribunale held that premium payable for a 90 year extension to the existing Lease should be £7,705. This case related to 1 flat. The unexpired residue of the current lease was 76 years.