It is a dozen years since I acquired my house in Havant. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be kept by your lender or they may be in the possession of the conveyancers who oversaw your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Almost all conveyancing in Havant involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I have a decision in principle. The bank mentioned the home loan came with free conveyancing. Does this mean I have to appoint their panel solicitor as I would much rather instruct a Havant based conveyancing firm?
Do check but the chances are that appoint one of their panel solicitors should you want the "fee-free" offer. Call the mortgage company to see if they make available a monetary alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Havant.
I am assisting my sister sell her property in Havant. Does the conveyancing solicitor arrange an energy assessment or it is for me to coordinate?
Following the demise of Home Packs, energy assessments was left as a compulsory component of moving property. An energy performance certificate needs to be to hand prior to the property being marketed. This is not a task that law firms ordinarily arrange. Where you are using a Havant conveyancing solicitor they may be willing to arrange energy performance certificates given their relationships with reputable Havant energy assessors
Intending to buy a apartment in Havant. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Havant lawyer is on the Co-operative conveyancing panel.
I have finally had an offer on an apartment in Havant accepted, but there is a chain. The sellers have offered on a property, however it’s not yet tied up, and have viewings of other flats booked. I have selected a local conveyancing solicitor in Havant. What should be my next step? When should I get the mortgage application with Leeds Building Society started?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then valuation, Havant conveyancing search costs, etc). The first course of action is to ensure that your conveyancing practitioner is on the Leeds Building Society conveyancing panel. Concerning the subsequent phase this very much depends on the specifics of your case, motivation for this property and on the state of the market. During a buoyant market many purchasers would apply for a home loan with Leeds Building Society and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to move forward with searches.
Do commercial conveyancing searches reveal planned roadworks that may impact a commercial premises in Havant?
Many commercial conveyancing solicitors in Havant will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Havant. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Havant.
For every commercial conveyancing transaction in Havant it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Havant commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Havant.
We're new to the buying process - had an offer accepted, yet the property agent informed us that the seller will only proceed if we appoint their recommended conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Havant
It is highly unlikely the sellers are behind this. If they want ‘a quick sale', turning down a serious buyer is is going to put the whole deal at risk. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you intend to use your preferred Havant conveyancing solicitors - not the ones that will provide their negotiator at the agency a referral fee or achieve conveyancing targets set by HQ.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.