My financial adviser requires my Whissendine solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I obtain this. I have contacted my local Whissendine office but they have not responded to me.
You are best placed to get this information from your Whissendine conveyancing practitioner . They maintain a central record lender panel numbers.
We note that you have a search directory listing law firms on the Leeds Building Society conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Whissendine?
We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whissendine.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Whissendine. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/2/2026, the requirements read as follows :
I just bought a flat at auction in Whissendine. Conveyancing is needed. What is next?
Now that you are legally bound yourself to purchase you now have to retain a conveyancing solicitor as a matter of urgency as you will have a pending deadline in which to complete the purchase. An auction property will have a corresponding auction set of papers. This will include evidence of title and search results. In the case of leasehold premises the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to a leasehold property. You must give this to the conveyancer instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete on the on the contractual date .
We had chosen conveyancers locally in Whissendine on the TSB solicitor approved list. They are now charging me a separate sum for handling the TSB mortgage. Is this a supplemental conveyancing fee specified by TSB?
Provided it is contained in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. This fee is not dictated by TSB but by your Whissendine lawyer. Plenty of firms on the TSB panel will quote an ‘acting for lender’ fee but some practices include it on their overall fee.
The mortgage over my property is with Clydesdale for my property in Whissendine. Conveyancing has been completed 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?
You must advise Clydesdale in advance of renting your property as this is likely to be a breach of Clydesdale’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel firm.
My husband and I are new to the buying process - agreed a price, yet the property agent advised that the vendor will only issue a contract if we use the agent's chosen lawyers as they want an ‘expedited deal’. Our preferred option is to instruct a family conveyancer who is familiar with conveyancing in Whissendine
We suspect that the owner is unaware of this ultimatum. If they require ‘a quick sale', taking such a hostile approach to a genuine buyer is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you are going to use your preferred Whissendine conveyancing lawyers - rather thanthe ones that will provide their negotiator at the agency a introducer fee or meet his conveyancing targets pre-set by corporate headquarters.
I am attracted to a two maisonettes in Whissendine both have in the region of forty five years left on the leases. should I be concerned?
There is no doubt about it. A leasehold apartment in Whissendine is a wasting asset as a result of the shortening lease. The closer the lease gets to its expiry date, the more it adversely affects the marketability of the premises. The majority of buyers and banks, leases with under eighty years become less and less marketable. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Whissendine conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
I inherited a studio flat in Whissendine, conveyancing formalities finalised June 2005. How much will my lease extension cost? Equivalent properties in Whissendine with an extended lease are worth £260,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease comes to an end on 21st October 2101
With only 75 years left to run we estimate the premium for your lease extension to be between £8,600 and £9,800 as well as professional fees.
The figure above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.