My IFA has asked me for my Whissendine lawyer’ panel reference for the Nat West conveyancing panel. Can you suggest how I find this out. I have tried my local Whissendine branch but they have not got back to me yet.
You are best placed to get this information from your Whissendine lawyer . Most Whissendine conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We see that you have a post code search directory listing solicitors on the Principality conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Whissendine?
We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whissendine.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Whissendine. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/2/2026, the requirements read as follows :
Have just purchased a probate house at auction in Whissendine. Conveyancing is required. What happens now?
Now that you have exchanged you now have to choose a conveyancing practitioner as a matter of urgency as you will have a pending deadline in which to complete the transaction. Every auction property will have an associated auction pack. This will likely include most,if not all of the documents that your lawyer will need. Where you are dealing with leasehold premises the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You must give this to the solicitor instructed by you at the earliest opportunity. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
We had appointed conveyancers locally in Whissendine on the Leeds Building Society solicitor approved list. They are now charging me a supplemental amount for the legal aspects of the Leeds Building Society mortgage. Is this an additional conveyancing fee set by Leeds Building Society?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your lawyer can charge a fee for this. This charge is not set by Leeds Building Society but by your Whissendine conveyancer. Some firms on the Leeds Building Society panel will levy an ‘acting for lender’ fee and others do not.
I have a mortgage with Lloyds for my property in Whissendine. Conveyancing has been completed a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Lloyds?
You must advise Lloyds before letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel solicitor.
We're novice buyers - had an offer accepted, but the selling agent told us that the vendor will only move forward if we use their chosen solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Whissendine
We suspect that the seller is unaware of this request. If they desire ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Avoid the agents and go straight to the owners and make the point that (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you are going to use your preferred Whissendine conveyancing solicitors - as opposed tothe ones that will provide the estate agent a kickback or meet his conveyancing thresholds set by senior management.
I am attracted to a couple of flats in Whissendine which have in the region of fifty years left on the leases. Should I regard a short lease as a deal breaker?
There are no two ways about it. A leasehold apartment in Whissendine is a wasting asset as a result of the reducing lease term. The closer the lease gets to zero years unexpired, the more it reduces the salability of the premises. For most buyers and banks, leases with less than 75 years become less and less marketable. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Whissendine conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
I am the registered owner of a basement flat in Whissendine, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Whissendine with over 90 years remaining are worth £260,000. The ground rent is £45 invoiced annually. The lease ceases on 21st October 2101
With only 75 years left to run the likely cost is going to range between £8,600 and £9,800 plus costs.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.