Souldusing a Langham conveyancing firm make my purchase more efficient?
Langham is a unique place, where local experience helps. The laid-back lifestyle has it’s attractions – just not when it comes to your house move. The solicitors that we work with combine a wealth of Langham insight with a positive, hands-onapproach that helps everything runs smoothly. It is a definite plus that they enjoy long term relationships with financial advisers, local authorities, surveyors and other Langham conveyancing firms
It is a dozen years since I acquired my house in Langham. Conveyancing solicitors have recently been instructed on the sale but I am unable to find the title deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be with your lender or they may stored with the lawyers who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Langham involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
About to place a bid on a leasehold flat in Langham. The property agents tell me that it is normal for flats in Langham to have less than 75 years left on the lease. I am getting a loan with Tesco Bank. Is this going to be acceptable if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/10/2024 the requirements read as follows :
I am currently in the process of buying my council flat in Langham. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I am selling my flat. I had a double glazing fitted in April 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Coventry BS are being a right pain. The Langham solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told four weeks ago that my mortgage has been agreed to by Virgin Money. Is it usual for Virgin Money to only issue the offer once my solicitor in Langham is approved on their conveyancing panel? Virgin Money have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am downsizing from our property in Langham and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Langham conveyancer would know that there is no such problem. It does beg the question why the buyers used an internet conveyancing outfit as opposed to a conveyancing solicitor in Langham. We have lived in Langham for three years we know of no issue. Do we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
My company is looking to take over a lease of an office on a shopping parade. Can you recommend solicitors offering competitive charges for non-domestic conveyancing in Langham for under £1,200?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Langham, including the disposal and purchase of businesses as well as simply premises. Whether you are intending to buy or dispose of a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right firm. Regarding the fees this will depend on the structure and heads of terms of the deal. Please provide us with your details or call so as to enable us to supply you with a detailed commercial conveyancing quote.