We instructed a local firm for our conveyancing in Lutterworth recently. Looking through the small print it is apparent thatI am responsible for costs even where the transaction does not complete. Should I ditch them and select an on-line lawyer promising no move no charge conveyancing in Lutterworth?
It is usually a trade off in that if "No Completion No Fee" is offered then the fee levels will tend to be be more expensive to cover the cases that do not go ahead. Do bear in mind that these deals generally do not cover disbursements for instance Lutterworth conveyancing search costs.
We were just about to exchange contracts for a freehold house in Lutterworth. We encountered a stumbling block. Our loan offer with Nationwide Building Society expires on 22/12/2025 but the vendors are insisting on a completion date of 24/12/2025. Can one prolong the mortgage offer?
The person best placed to deal with your issue is your solicitors who will hopefully calculate whether they should be discussing with the lender, owner’s representatives, estate agents or conceivably all three taking into account what has gone on in your transaction as of today.
How can we know in advance if a Lutterworth conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Lutterworth obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor conducting your transaction.
I had a mortgage agreed in principle with Lloyds. Lutterworth conveyancing practitioners have been chosen. What is the average time that one could expect to receive a mortgage offer from Lloyds?
There is no definitive answer here. Have Lloyds done the survey? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My offer was accepted on a house in Lutterworth on 2/9/2025, valuation was booked 4 days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I bought my house on 13 November and the transaction details is yet to be registered. Should I be concerned? My conveyancing solicitor in Lutterworth said it should be formalised in a couple of weeks. Are titles in Lutterworth particularly slow to register?
There is nothing unique when it comes to conveyancing in Lutterworth registration formalities. As opposed to being determined by geographic area, timescales can vary subject to who lodges the application, whether there are errors and if the Land registry communicate with any third parties. At present in the region of 80% of submission are fully addressed within 12 days but some can be subject to longer hold-ups. Registration occurs once the new owner is living at the premises therefore an expedited registration is not typically top priority yet if it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
I decided to have a survey completed on a house in Lutterworth prior to appointing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders may refuse to grant a loan on this type of house.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Lutterworth. Conveyancing will be smoother if you use a solicitor in Lutterworth especially if they are accustomed to such properties in Lutterworth.
I am using a search engine for the term cheap conveyancing in Lutterworth it brings up numerous conveyancerslocally. How do I determine which is the suitable property lawyer for my move?
The best method of choosing a suitable conveyancer is via personal testimonial, so ask colleagues and relatives who have acquired a property in Lutterworth or a respected estate agent or financial adviser. Fees for conveyancing in Lutterworth vary, so it's a good idea to request at least three estimates from varying types of law firms. Dont forget to clarify that the fees are fixed.