Having sold my house in Dunchurch last December yet the purchaser is SMS messaging daily to say his solicitor needs to hear from mylawyer. What should have happened following completion?
After completion of your disposal your conveyancer should send the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where relevant, your solicitor must also send confirmation that the mortgage has been repaid to the buyers conveyancers. There is unlikely to be post completion requirements specific conveyancing in Dunchurch.
My aunt passed away six months ago and as sole heir and executor I was left the house in Dunchurch. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.
I am helping my niece sell her property in Dunchurch. Will the conveyancer commission an energy performance certificate or do I organise this?
Following the demise of Home Information Packs, energy assessments became a required component of moving property. An EPC needs to be commissioned in advance of the property being placed on the market. It is not as aspect of the sale process that law firms normally arrange. If you are using a Dunchurch conveyancing solicitor they may be willing to arrange energy assessments given their relationships with reputable local assessors
When it comes to lenders such as HSBC, do Dunchurch solicitors face an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I have instructed a Dunchurch lawyer having made sure that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Dunchurch postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Dunchurch.
I have recentlybeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Dunchurch for a purchase of a leasehold apartment 10 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Dunchurch conveyancing specialists.
I was recommended by a couple of local selling agents in Dunchurch to select a solicitor using your seach tool. What’s the financial upside for Estate Agents to offer your services rather than another?
We refuse to make any commission for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
Finally, a mortgage agreement from a bank for the refinancing of my 3 bedroom flat is coming within the next few days. Can you recommend a cheap remortgage conveyancing solicitor in Dunchurch ?
This site is not designed to help in pursuit of the lowest fares for conveyancing in Dunchurch. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by companies offering £99 conveyancing in Dunchurch.In your best case scenario, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in extras and still not receive the service you were hoping for.