It is is a decade since I bought my home in Rugby. Conveyancing lawyers have just been instructed on the sale but I can't track down my deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be with the mortgage company or they may stored with the lawyers who acted in your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in Rugby involves registered property but in the rare situation where your home is not registered it is more of a problem but is resolvable.
I am purchasing a house and require a conveyancing solicitor in Rugby who is on the Britannia approved. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Rugby. We dont recommend any particular firm.
I have a renovated Georgian property in Rugby. Conveyancing solicitor acted for me and Britannia. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rugby and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing lawyer who completed the work.
I am selling my house. My previous solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Rugby if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Rugby. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
As co-executor for the will of my father I am selling a property in Monmouth but live in Rugby. My lawyer (approximately 200 miles awayneeds me to execute a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Rugby who can witness this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Rugby based
I've recently bought a leasehold property in Rugby. Do I have any liability for service charges relating to a period prior to completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I own a split level flat in Rugby, conveyancing having been completed 3 years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Rugby with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease expires on 21st October 2088
You have 62 years remaining on your lease we estimate the premium for your lease extension to span between £17,100 and £19,800 as well as legals.
The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.