Are the BSA planning on creating a online directory to list law firms on the Earl Shilton BS conveyancing panel for instance in Prudhoe?
We would not expect to be advised of any plans on the part of the BSA to promote such a search facility.
My husband and I are spending time viewing apartments in Prudhoe and I am now considering a potential offer. Is it advisable to have a property lawyer on ‘stand by’? I am planning to take a home loan with Skipton.
It would be sensible to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are taking out a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.
I had an offer accepted on an apartment in Prudhoe on 27/2/2024, valuation was booked five days after, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Are Barclays entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a flat in Prudhoe agreed to, but there is a chain. The sellers have put an offer on somewhere, but it’s not yet agreed to, and have viewings of other properties booked. I have instructed a nearby conveyancing solicitor in Prudhoe. What should be my next step? When do I get the mortgage application with Barclays started?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Prudhoe conveyancing search fees, etc). First, you must check that your conveyancing practitioner is on the Barclays approved list. Concerning the next stages this very much depends on the circumstances of your case, attraction to this property and on the state of the market. During a rising market the majority of purchasers would apply for a home loan with Barclays and pay for the valuation and only if it comes back ok would they request their solicitor to proceed with searches.
I am close to exchanging contracts on the sale of our property in Prudhoe and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a nationwide conveyancing outfit as opposed to a conveyancing solicitor in Prudhoe. Having lived in Prudhoe for three years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Arc property Solicitors a few years past for my conveyancing in Prudhoe. I now require my papers however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Prudhoe of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Prudhoe benefiting from help to buy. The builders would not reduce the price so I negotiated 6k of extras instead. The sale representative advised me not disclose to my conveyancer about this side-deal as it could jeopardize my loan with Leeds Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to search for a Prudhoe law firm on the Halifax conveyancing panel? I am a keen cyclist and am happy to travel upto 10miles to meet the lawyer.
Feel free to make use of the tool on this website. Please select a bank and your location and you will see a number of Prudhoe conveyancing lawyers locally. We have detailed some Prudhoe conveyancing firms at the bottom of this page and you can call them to see if they are on the Halifax approved list