We note that you have a search directory identifying firms on the Barclays conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Kew?
We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kew.
Me and my brother purchased a 4 bedroom Victorian property in Kew. Conveyancing practitioner acted for me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kew and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who conducted the purchase.
I am purchasing my first flat in Kew benefiting from help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not disclose to my lawyer about this extras as it will affect my mortgage with Bank of Scotland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the guidance of my in-laws I had a survey completed on a property in Kew prior to appointing solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may refuse to grant a loan on such a premises.
It varies from the lender to lender. HSBC has different requirements from Nationwide. If you call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kew. Conveyancing may be slightly more expensive based on your lender's requirements.
My father-in-law has urged me to instruct his lawyers for conveyancing in Kew. Should I find my own property lawyer?
No doubt the best way to choose a conveyancing practitioner is to get guidance from friends or family who have used the solicitor that you are are thinking of instructing.
Myself and my fiance have just had an offer accepted on a flat and had meeting on Monday with Nationwide for the mortgage. They advised me that when it comes to choosing a conveyancing practitioner that if they are not on their approved list of conveyancers then we will incur an additional fee of £250+. This is is due to the fact that they would then have to select a property lawyer to act on their behalf as well as the one we choose to act for ourselves and we are liable for their costs. I have requested Nationwide to furnish me with a list so I can request quotes only from their approved conveyancers but was told they dont have such a list to hand over. Is there a list online?
You can enquire of Nationwide what their panel criteria is for a conveyancer.Then ask the solicitor of your choice whether they meet the criteria and have they acted on mortgages for Nationwide in the past. If the answer to those is yes, then just clarify this with Nationwide. Another option is to make use of our search tool and we should be able to locate a conveyancing practitioner in Kew on the approved list for Nationwide.