The Ealing conveyancing firm handling our Ealing conveyancing has identified an inconsistency when comparing the surveyor’s assumptions in the valuation report and what is in the legal papers for the property. My lawyer says that he is duty bound to check that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
As someone unfamiliar with conveyancing in Ealing what’s your top tip you can give me concerning the ownership transfer in Ealing
Not many law firms or advisers will tell you this but conveyancing in Ealing and elsewhere in West London is an adversarial experience. In other words, when it comes to conveyancing there is plenty of room for friction between you and other parties involved in the ownership transfer. E.g., the seller, selling agent and even potentially a bank. Appointing a lawyer for your conveyancing in Ealing should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the process whose role it is to protect your legal interests and to keep you safe.
We are witnessing a definite increase in the "blame" culture- someone has to be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer ahead of the other players when it comes to the legal transfer of property.
We are aiming to move property in January. Should my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you put forward a removal company in Ealing. Conveyancing solicitor was chosen before I stumbled across this site.
On the day of completion you will need to collect the house keys from your estate agent however this can only occur when the sellers lawyers inform the agent that the monies to complete are in and the keys can be released. You can advise the removal men that they can start moving you in. We do not recommend a specific removal company but can help you find a conveyancing in Ealing or a firm with expertise in conveyancing in Ealing.
The mortgage over my property is with Santander for my property in Ealing. Conveyancing was finalised months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
Your original mortgage agreement with Santander will provide that you need their approval prior to letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel firm.
I recently had an offer accepted on an apartment in Ealing. My financial adviser suggested a property lawyer. I paid an on account payment of £200. Shortly after, the lawyer contacted me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does the Landlord & Tenant Act 1954 impact my commercial property in Ealing and how can your lawyers assist?
The 1954 Act provides protection to business tenants, giving them the legal entitlement to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Ealing is one of the hundreds of locations in which our lawyers are based
My partner has suggested that I instruct his lawyers for conveyancing in Ealing. Should I use them?
There are no two ways about it the best way to find a conveyancing lawyer is to have feedback from friends or family who have actually used the conveyancer that you are are thinking of instructing.
Due to complete next month on a studio apartment in Ealing. Conveyancing solicitors assured me that they report fully next week. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Ealing should include some of the following:
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You should know whether the lease allows you to add or upgrade anything in the flat- you should be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether licences for alterations is mandated necessary The unexpired lease term. You should receive guidance as what happens when the lease expires, and informed of the importance of the 80 year mark You need to be advised what is to be regarded as a Nuisance as far as the lease is concerned Does the lease require carpeting throughout thus preventing wood flooring?
I have tried to negotiate informally with with my landlord to extend my lease without success. Can a leaseholder apply to the Leasehold Valuation Tribunal? Can you recommend a Ealing conveyancing firm to represent me?
Absolutely. We are happy to put you in touch with a Ealing conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Ealing premises is Flat 4 38 The Mall in April 2014. the Tribunal held that the premium payable for the lease extension to be £25,451 This case related to 1 flat. The unexpired term was 68.7 years.