I am getting a mortgage with Santander. My intention is to instruct a Licensed Conveyancer in Mile End. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We note that you have a post code search directory identifying firms on the Principality conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Mile End?
We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mile End.
Is there a list of Principality panel conveyancers in Mile End on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of banks make their panel listings visible over the internet. Where you are in need of a Mile End solicitor on the Principality please use our tool.
Completion of my remortgage has taken place for my property in Mile End. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I can not fathom if my mortgage offer requires a lease extension. I have called my Mile End bank branch on various occasions and was told they are content with the situation and they would lend. My Mile End conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they would not lend in accordance with their specific requirements. Who do I believe?
The lawyer has to comply with the Council of Mortgage Lenders’ Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am buying a new build apartment in Mile End. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Mile End
Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Mile End is where the house is located. Can you offer any guidance?
Flying freeholds in Mile End are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mile End you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mile End may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How difficult is it to change conveyancer as I have to retain a firm on the The Mortgage Works conveyancing list. I hired a family conveyancing solicitor in Mile End five minutes from me but the firm is not accepted by The Mortgage Works
We will our best to assist in finding you a conveyancing solicitor in Mile End on the The Mortgage Works panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Mile End. Using search facility on this website, you can compare costs for conveyancing solicitors in Mile End and throughout England and Wales.