It has taken forever and a day but a loan agreement from HSBC for the remortgage of my 2 room maisonette is to be issued imminently. Can you recommend a low cost conveyancing lawyer in Iver?
You are on the wrong site if you are in need of the cheapest conveyancing solicitors in Iver. Our aim is to provide excellent value conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies enticing you with £99 conveyancing in Iver. At best, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in extras and still not receive the service required.
It is is a decade since I bought my house in Iver. Conveyancing lawyers have now been retained on the sale but I can't track down the deeds. Will this cause complications?
Don’t worry too much. First there is a chance that the deeds will be kept by the lender or they may be in the possession of the lawyers who handled your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Iver relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
We are selling our apartment in Iver. Will the solicitor need to be on the UBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I have been told that property searches are the primary cause of stalling in Iver house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Iver.
I have been on the look out for a ground for flat up to £235,500 and found one close by in Iver I like with amenity areas and transport links nearby, however it only has 51 years unexpired on the lease. I can't really find anything else in Iver for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
Is there anything unique about your site and other online quote calculators for conveyancing in Iver?
At this site obtain a fixed fee quote from a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Iver. As opposed to estate agents and many comparison sites we do not operate referral arrangements with solicitors. Many agents and online brokers 'recommend' solicitors who pay the most commission, not the best value conveyancing in Iver