We are buying a flat and require a conveyancing solicitor in Staindrop who is on the UBS conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Staindrop.
I am intent on selling our property in Staindrop and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Staindrop lawyer would know this is not the case. It does beg the question why the buyers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Staindrop. Having lived in Staindrop for 4 years we know that this is a non issue. Do we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I have recentlybecome aware that Wolstenholmes have closed. They conducted my conveyancing in Staindrop for a purchase of a freehold house 10 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Staindrop conveyancing specialists.
I'm purchasing my first flat in Staindrop with a loan from Bank of Ireland. The sellers refused to reduce the amount so I negotiated 6k of extras instead. The property agent advised me not to tell my lawyer about the deal as it would impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in Staindrop prior to instructing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some banks will not issue a loan on this type of house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Staindrop. Conveyancing will be smoother if you use a solicitor in Staindrop especially if they are acquainted with such properties in Staindrop.
There are only Fifty years left on my flat in Staindrop. I now wish to extend my lease but my landlord is absent. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. You will be obliged to demonstrate that you have made all reasonable attempts to find the lessor. For most situations an enquiry agent should be useful to carry out a search and to produce a report which can be accepted by the court as evidence that the freeholder is indeed missing. It is wise to seek advice from a conveyancer both on devolving into the landlord’s absence and the vesting order request to the County Court covering Staindrop.
I own a 1 bedroom flat in Staindrop, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Comparable properties in Staindrop with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 charged once a year. The lease terminates on 21st October 2081
With 56 years left to run we estimate the price of your lease extension to be between £29,500 and £34,000 as well as legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.