Can your site be used to locate a Conveyancing solicitor in Esher even where I’m not purchasing or disposing of a house, for example where I intend to buy a shop in Esher with a mortgage from Chelsea Building Society?
Our search tool is predominantly used to locate residential conveyancing solicitors in Esher but we have set out towards the end of this page some Esher commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they are also authorised to represent Chelsea Building Society
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Esher conveyancing practitioner on the HSBC panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Esher off the council. I have a mortgage agreed with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
My offer on a house in Esher has been agreed to, but there is a chain. The owners have offered on on an apartment, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have selected a local conveyancing solicitor in Esher. What do I do now? At what point do I apply for the mortgage with Nationwide?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Esher conveyancing search costs, etc). The first thing to do is ensure that your conveyancer is on the Nationwide approved list. Concerning the next phase this very much dictated by the uniqueness of your transaction, attraction to the property and on the state of the market. During a buoyant market some home buyers will apply for a home loan with Nationwide and pay for the valuation and only if it was satisfactory would they ask their solicitor to press on with the conveyancing in Esher.
I used Wolstenholmes several years past for my conveyancing in Esher. I now require my papers however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Esher of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My step-father has urged me to use his lawyers for conveyancing in Esher. Do I take his advice?
There are no two ways about it the ideal way to find a conveyancing solicitor is to seek referrals from friends or family who have experience in using the solicitor that you are contemplating using.
Having spent months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Esher. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
if there is a absentee landlord or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to assess the amount due.
An example of a Lease Extension decision for a Esher residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case was in relation to 1 flat.
When it comes to leasehold conveyancing in Esher what are the most frequent lease problems?
Leasehold conveyancing in Esher is not unique. All leases are drafted differently and drafting errors can result in certain sections are not included. The following missing provisions could result in a defective lease:
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Repairing obligations to or maintain elements of the premises Clauses dealing with recovering service charges for expenditure on the building or common parts.
You could encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , Skipton Building Society, and Britannia all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, obliging the buyer to pull out.
Our offer on property in Esher was agreed to, the vendor does however have an associated purchase. The owners have put an offer on a flat, but it’s not yet tied up, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Esher. What do I do now? When do I get the mortgage application with Nationwide started with Nationwide?
It is understandable to have anxieties where there is a chain given your reluctance to incur expenses prematurely (mortgage application is in the region of one thousand pounds, then survey, Esher conveyancing search fees, etc). The first course of action is to check that your property lawyer is on the Nationwide approved list. Regarding the subsequent steps this very much dictated by the circumstances of your case, desire for the property and on the state of the market. In a rising market many buyers will apply for a home loan with Nationwide and arrange for the valuation and only if it comes back ok would they request their solicitor to proceed with the conveyancing in Esher.