Finally the sale completed on my house in Sunbury last February but the buyer keeps texting every few hours to say her lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your conveyancer should forward the transfer documentation and all of the paperwork to the buyer’s lawyers. Where appropriate, your conveyancer must also evidence that the legal charge in favour of the lender has been repaid to the purchasers lawyers. There are no post completion formalities just for conveyancing in Sunbury.
I am helping my aunt sell her flat in Sunbury. Does the conveyancer commission the energy assessment or it is for the owner to see to?
After the demise of Home Packs, EPC’s was retained a mandatory component of selling a house. An energy performance certificate needs to be commissioned in advance of the property being marketed. This is not something that lawyers normally organise. If you are instructing a Sunbury conveyancing solicitor they might help arrange energy assessments due to their relationships with long established local assessors
I'm the single beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Sunbury. The Sunbury property was put into my name in October. I plan to dispose of the property. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship will be regarded the same way as though I had purchased the property in October. Do I have to wait half a year to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this provision is principally there to identify the purchase and immediately sell or the quick reselling of properties.
After much negotiation I have agreed a price on an apartment in Sunbury. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. A couple of days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am intent on selling our property in Sunbury and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Sunbury conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed an internet conveyancing firm as opposed to a conveyancing solicitor in Sunbury. Having lived in Sunbury for three years we know of no issue. Do we get in touch with our local Authority to get clarification need.
It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Due to the encouragement of my in-laws I had a survey completed on a house in Sunbury ahead of retaining solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders may refuse to grant a loan on such a property.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Sunbury. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I be concerned that brokers that I am dealing with are suggesting an internet conveyancing firm rather than a local Sunbury conveyancing company?
As with many service providers, often input from connections can be very helpful. Yet there are many parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and lenders might all recommend solicitors to appoint. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but occasionally there may be a commercial relationship behind the recommendation. You have the right to appoint your preferred lawyer. However, bear in mind that many banks have an approved list of lawyers you are obliged to use for the lender related work in your house move.
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Sunbury conveyancing firm to act on my behalf?
Absolutely. We are happy to put you in touch with a Sunbury conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Sunbury residence is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case was in relation to 1 flat. The unexpired residue of the current lease was 82.93 years.
Are there frequently found problems that you witness in leases for Sunbury properties?
Leasehold conveyancing in Sunbury is not unique. Most leases are unique and legal mistakes in the legal wording can result in certain provisions are missing. The following missing provisions could result in a defective lease:
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Insurance obligations
You may have a problem when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Barclays , Barnsley Building Society, and TSB all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to grant the mortgage, obliging the purchaser to pull out.