The mortgage offer from HSBC for the refinancing of my 3 room flat is to be issued within the next few days. Are you able to put forward a cheap conveyancing practitioner in Oxshott?
This site is not designed to help those in pursuit of a cheap conveyancing in Oxshott. Our intention is to offer cost effective conveyancing but our intention is not to work with the cheapest lawyers. Do not be seduced by organisations offering £100 conveyancing in Oxshott. In your best case scenario, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you invoiced for additional fees and still not get the service you were hoping for.
I have given 8 weeks notice to my current landlord and have to vacate my rented property in Oxshott by 25/11/2024. Conveyancing on my purchase is progressing. Is it possible to complete in a couple of weeks as I wish to avoid having to move into short term accommodation?
Generally one should not give notice on a rental until exchange of contracts has taken place. If you have not previously done so, speak to your solicitor and request that they chase the sellers lawyers, try to an acceptable time-line that everyone will work to achieve
Can your site be used to find a Conveyancing solicitor in Oxshott even if I’m not buying or disposing of a house, for instance where I intend to buy a shop in Oxshott with a loan from Skipton Building Society?
The service is primarily utilised to find residential conveyancing solicitors in Oxshott but we have set out towards the end of this page a few Oxshott commercial conveyancing firms. You will need to make contact with the company directly to see if they are also authorised to represent Skipton Building Society
I am aiming to move home in December. Will my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Oxshott. Conveyancing lawyer was organised prior to coming across your website.
On the afternoon of completion you can collect the keys from your selling agent however this should only happen after the vendors lawyers inform the agent that the monies to complete are in and the keys can be handed over. You should tell the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can help you locate a conveyancing in Oxshott or a solicitor with expertise in conveyancing in Oxshott.
I currently have a mortgage with Santander for my property in Oxshott. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?
You must advise Santander prior to letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. You need not do this via a Santander conveyancing panel lawyer.
Co-operative have agreed my home loan in principle, my bid on a house in Oxshott has been agreed to, what happens next?
Your estate agent will need to be advised as to your lawyer's details (ensure that the solicitors are on the lender’s approved list). Telephone Co-operative or your financial adviser and finish off any appropriate paperwork. Co-operative will sellect a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes approximately a week to receive the mortgage offer. Co-operative will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Oxshott.
Over the last few months I have been searching for a flat up to £305k and identified one close by in Oxshott I like with open areas and railway links in the vicinity, the downside is that it only has 49 years on the lease. There is not much else in Oxshott suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan that many years will be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
I'm refinancing my current property to a buy to let mortgage with Bank of Scotland and intend to use the remaining equity as a down payment on a second property. The location we are interested in is Oxshott. Will your conveyancers be able to act for the two mortgage companies and tie in the transactions?
Do use our comparison tool on this site to check that the conveyancers are on the relevant lender panels. On the basis that they are the lawyer will be able to tie up the two deals but you should have a chat with you conveyancer and communicate your expectations and needs.