We are looking to buy a house and need a conveyancing solicitor in Vauxhall who is on the Coventry BS solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Vauxhall.
I am purchasing a property in Vauxhall. An unusual aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Principality your lawyer must follow the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Principality. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and solicitors are required to report to Principality where a lease does not satisfy these requirements. The conditions relate to the installation of panels on properties countrywide and is not isolated to Vauxhall.
It is unclear whether my bank requires a lease extension. I have called into my local Vauxhall bank branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Vauxhall conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their published requirements. I have no idea who is right.
The conveyancing practitioner must follow the CML Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Planning on purchasing a flat in Vauxhall. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Clydesdale conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Vauxhall solicitor is on the Clydesdale conveyancing panel.
Me and my brother purchased a 4 bedroom Victorian house in Vauxhall. Conveyancing lawyer acted for me and Alliance & Leicester . I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Vauxhall and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who completed the work.
My husband and I are FTB’s - had an offer accepted, yet the property agent told us that the seller will only proceed if we use the agent's recommended solicitors as they want an ‘expedited deal’. We would rather use a local solicitor who is accustomed to conveyancing in Vauxhall
We suspect that the seller is unaware of this demand. Should the vendor require ‘a quick sale', turning down a genuine purchaser is not the way to achieve this. Avoid the agents and go straight to the owners and make the point that (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to appoint your preferred Vauxhall conveyancing firm - not the ones that will provide their negotiator at the agency a introducer fee or meet his conveyancing figures pre-set by head office.
Planning to complete next month on a garden flat in Vauxhall. Conveyancing solicitors inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Vauxhall should include some of the following:
You would want to be sent a copy of the lease Additions to the premises Ground rent - how much and when is collected, and be on notice if this is subject to change What options are available to the landlord where you breach a clause of your lease? You should have a good understanding of the building insurance provisions
After months of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Vauxhall. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
in cases where there is a missing landlord or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to calculate the amount due.
An example of a Lease Extension decision for a Vauxhall property is Flats 12A & 19, Evelyn Mansions Carlisle Place in June 2009. The Tribunal held that the price to be paid for the new lease of Flat 12A is £168,824, For the other flat the price was set at £169,110 This case affected 2 flats. The remaining number of years on the lease was 56 years.
We have AIP from TSB who have advised we could borrow up to £117k. When do we need to instruct a practitioner for conveyancing? Vauxhall is where we plan to move to.
It would be wise to instruct a property lawyer now so that the conveyancer can open the file so they can conduct their AML checks etc. If and when you wish them to start work they will seek a payment on account normally approximately £175. That would generally be after you have the loan offer from the lender and survey report, nevertheless should you want to expedite matters you can start sooner albeit risking some money.