Our bank has recommended solicitors on their panel based in Market Harborough but I would rather choose a conveyancing lawyer in Market Harborough round the corner to me. Can you help?
The minority of Market Harborough conveyancing practices are approved and listed on all banks conveyancing panel. Use the above search tool to identify a Market Harborough conveyancing solicitor on the on the lender panel.
Me and my brother have a renovated Victorian property in Market Harborough. Conveyancing lawyer acted for me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Market Harborough and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who carried out the work.
I'm buying a new build house in Market Harborough with a mortgage from Godiva Mortgages Ltd. The builders would not budge the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not to tell my solicitor about this extras as it may affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Market Harborough in advance of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders will not grant a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Market Harborough. Conveyancing may be slightly more expensive based on your lender's requirements.
We are 14 days into a residential purchase having been referred to solicitors by the local agent to execute conveyancing in Market Harborough. I am am starting to be frustrated with the level of service. Can you help me find new solicitors?
A lawyer would have to be really poor to suggest changing them. Has your mortgage been sent? If so you must make them aware of the new lawyer and get the mortgage documents are issued to the new lawyers. Your new solicitor ideally needs to be on the banks panel to avoid supplemental fees and frustration. That should be your starting point. Our search tool should assist you in finding a bank approved lawyer for your home move in Market Harborough
Finally our conveyancing in Market Harborough completes this Friday, but the person I am purchasing from wants to move out 24 hours later at noon. Should I agree to such a idea?
If you are having a loan then your solicitor will require that the property isvacant on Friday - the mortgage company will require it.