Why would I instruct a Chingford conveyancing firm given that online alternatives are easier on the wallet?
By all means make sure that you shop around for conveyancing costs in Chingford and you should seek an affordable estimate but don’t expend your energy hunting for the cheapest Chingford conveyancer. Identifying the right conveyancer can be the difference between a smooth and a distressing move. It is important that you ensure that you have expert advice from an experienced lawyer. An e-mail can never be as helpful as a phone discussion and can never replicate a one to one consultation. The firms that we work with will appoint you a qualified and experienced conveyancing solicitor who can handle your conveyancing from start to finish, providing a level of hand holding that you are unlikely to received from an internet conveyancer. He or She will inform you as to headway and keep you informed. If you ever need to contact the office you will be sure who to ask for and we'll ensure you're not left wondering what's going on.
Our Chingford solicitor has uncovered a discrepancy between the surveyor’s assumptions in the valuation survey and what is in the conveyancing documents. My solicitor says that he must check that the bank is happy with this discrepancy and is still content to lend. Is my solicitor’s course or action right?
Your solicitor must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I own a freehold residence in Chingford but still invoiced for rent, why is this and what is this?
It is rare for properties in Chingford and has limited impact for conveyancing in Chingford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
Various web forums that I have visited warn that are the number one cause of delay in Chingford house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of delays during the legal transfer of property. Local searches are unlikely to feature in any holding up conveyancing in Chingford.
How easy is it to swap solicitor as I have to select one who is on the The Royal Bank of Scotland conveyancing panel. I instructed a high street conveyancing solicitor in Chingford five minutes from me but he is not accepted by The Royal Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Chingford on the The Royal Bank of Scotland panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Chingford. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Chingford.
How much experience do your Chingford conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Chingford conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Chingford conveyancers have worked on recent similar matters.