Me and my partner are intending to purchase a 1 bedroom flat in Buckhurst Hill with a mortgage. We have a Buckhurst Hill solicitor, however the lender advise she’s not on their "panel". It seems we have no choice but to use one of the bank panel solicitors or continue with our Buckhurst Hill solicitor and pay for one of their panel ones to act for them. We consider that this is unjust; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Buckhurst Hill conveyancing solicitor to apply to be on the conveyancing panel.
Can I use your services to recommend a Conveyancing solicitor in Buckhurst Hill even if I’m not buying or selling a house, for example if I intend to buy an office in Buckhurst Hill with a mortgage from Godiva Mortgages Ltd?
The service is mainly there to locate domestic conveyancing solicitors in Buckhurst Hill but we have recorded at the bottom of this page a few Buckhurst Hill commercial conveyancing firms. You will need to speak with the firm directly to check if they can also act for Godiva Mortgages Ltd
We are hoping to buy a 2 bedroom apartment in Buckhurst Hill with a homeloan from Nationwide Building Society.We have a Buckhurst Hill conveyancing lawyer but Nationwide Building Society says he's not listed on their approved list of member firms. It seems we are left with little choice but to instruct a Nationwide Building Society panel lawyer or retain our preferred solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Nationwide Building Society use our lawyer?
No, not really. The home loan offered to you is subject to its terms and conditions, a common one being that lawyers will be on the Nationwide Building Society conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Nationwide Building Society
Should commercial conveyancing searches reveal planned roadworks that may impact a commercial estate in Buckhurst Hill?
Many commercial conveyancing solicitors in Buckhurst Hill will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Buckhurst Hill. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Buckhurst Hill.
For each commercial conveyancing transaction in Buckhurst Hill it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Buckhurst Hill commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for residential conveyancing in Buckhurst Hill.
My wife and I own a semi-detached Georgian property in Buckhurst Hill. Conveyancing solicitor acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Aldermore to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Buckhurst Hill and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing solicitor who conducted the conveyancing.
How do I use your search facility to locate a conveyancing solicitor in Buckhurst Hill on the authorised to act for my bank?
First select a mortgage company such as Birmingham Midshires, Norwich and Peterborough Building Society or Bank of Ireland then type in your location a common one being Buckhurst Hill. Conveyancing practices in Buckhurst Hill and across England and Wales should be identified.