My financial adviser has requested my Woodborough solicitor’s panel reference for the Nationwide conveyancing panel. What is the best way to obtain this. I have contacted my local Woodborough office but they have not responded to me.
The sensible thing to do is ask for this information from your Woodborough lawyer . Most Woodborough law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I have been referred to a conveyancing solicitor in Woodborough. I I am struggling to find out if they are on the Godiva Mortgages Ltd approved list of lawyers. Can you help?
The first thing to do is e-mail your lawyer and ask them if they can act for the lender. Alternatively please get in touch with Godiva Mortgages Ltd who may be able to help.
If you had a top tip for selecting a conveyancing solicitor in Woodborough what would it be?
Do not opt for the cheapest Woodborough conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
We have agreed to purchase a house in Woodborough. A rare aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Santander your lawyer must comply with the formal requirements contained in Section two of UK Finance Lenders’ Handbook for Santander. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Santander where a lease fails to comply with these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Woodborough.
My offer on a house in Woodborough has been accepted, the vendors do nevertheless have an associated purchase. The owners have offered on a flat, but it’s not been accepted yet, and are looking at other flats in the pipeline. I have instructed a local conveyancing solicitor in Woodborough. What do I do now? When should I get the mortgage application with HSBC going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey, Woodborough conveyancing search charges, etc). The first course of action is to check that your property lawyer is on the HSBC approved list. As to the subsequent phase this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. In a buoyant market the majority of buyers will apply for a home loan with HSBC and arrange for the valuation and only if it was satisfactory would they request their conveyancing practitioner to move forward with the conveyancing in Woodborough.
I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a residence in Woodborough? or I am told that there is a law dating back centuries that means some homeowners residing in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this suitable for conveyancing in Woodborough?
Unless a previous purchase of the premises completed after 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Woodborough to remain encouraging a chancel search and or insurance against a claim.
The deeds to our house are lost. The lawyers who handled the conveyancing in Woodborough 10 years ago are no longer around. What are my next steps?
Assuming the title is registered the information relating to your proprietorship will be evidenced by the Land Registry with a Title Number. It is easy to execute a search at the Land Registry, identify your property and order current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally retain a file copy of the Registered Lease and again, a copy can be ordered for a small fee.
Living abroad I am unable to travel my Woodborough conveyancing solicitors office to execute documents connected to my conveyancing in Woodborough – is this a problem?
Not a problem. Woodborough conveyancing lawyers can conduct home moves for clients who are based anywhere. You are unlikely to be required to attend a Woodborough conveyancers office. They can deal with all communications via post, email, telephone and fax.