Are the Southwell conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?
Southwell conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
Is it the case that all Southwell CQS (Conveyancing Quality Scheme) solicitors are on the Leeds Building Society conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
The formalities of my remortgage has taken place for my property in Southwell. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After what feels like an age I have had an offer on a flat in Southwell accepted, but there is a chain. The vendors have offered on on an apartment, but it’s not been accepted yet, and are looking at other apartments in the pipeline. I have selected a local conveyancing solicitor in Southwell. What do I do now? At what point should I apply for the mortgage with TSB?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of one thousand pounds, then valuation, Southwell conveyancing search charges, etc). First, you must check that your property lawyer is on the TSB approved list. Regarding the next steps this very much dictated by the circumstances of your case, motivation for this property and on the state of the market. In a buoyant market the majority of purchasers would apply for the mortgage with TSB and pay for the valuation and only if it comes back ok would they ask their lawyer to proceed with the conveyancing in Southwell.
Is it possible to transfer to a new firm as I have to find a firm on the Halifax conveyancing list. I was using a family conveyancing solicitor in Southwell round the corner but he is not accepted by Halifax
We will our best to assist in finding you a conveyancing solicitor in Southwell on the Halifax panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Southwell. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Southwell.
In my capacity as executor for the will of my grandfather I am selling a house in Cardiff but live in Southwell. My solicitor (approximately 260 miles awayhas requested that I execute a statutory declaration ahead of completion. Could you suggest a conveyancing practitioner in Southwell to attest and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Southwell based
I today plan to offer on a house that seems to tick a lot of boxes, at a reasonable figure which is making it more attractive. I have subsequently been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in Southwell. Conveyancing lawyers have not yet been instructed. Will my lawyers set out the implications of buying a leasehold house in Southwell ?
Most houses in Southwell are freehold rather than leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Southwell so you should seriously consider shopping around for a Southwell conveyancing practitioner and check that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as obtaining the landlord’sconsent to carry out alterations. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is located on an estate. Your solicitor should appraise you on the various issues.
I own a 1 bedroom flat in Southwell, conveyancing having been completed in 1995. Can you work out an approximate cost of a lease extension? Equivalent properties in Southwell with a long lease are worth £211,000. The average or mid-range amount of ground rent is £50 levied per year. The lease ceases on 21st October 2092
You have 68 years remaining on your lease the likely cost is going to span between £9,500 and £11,000 plus legals.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before seeking the advice of a professional.
Me and my husband are selling a Southwell flat left to us 8 years ago in 2011. I have over twenty years conveyancing know-how and, now retired, intend to do my own legal work. The purchaser's conveyancing practitioner has informed me that their Lenders will not allow us to do our own conveyancing as they require the funds to be passed via a solicitor's bank account.
Lending requirements to conveyancing practitioners from all mainstream lenders state that If the seller is not legally represented the purchaser’s lawyers should check whether the bank needs to be told so that a decision can be reached if they are willing to progress.