We were just about to exchange contracts for a garden flat in Wilford. We encountered a snag. The mortgage offer with The Royal Bank of Scotland runs out on 26/6/2025 but the vendors are insisting on a completion date of 30/6/2025. Is it possible to extend the loan offer?
The person best placed to deal with your concern is your solicitors who is in a position to assess whether they corresponding with the lender, seller’s representatives, property agents or possibly all parties taking into account the history of your house move to date.
I used Action Conveyancing several years ago for my conveyancing in Wilford. I now require my file but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wilford of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
The estate agent has sent us the confirmation of our purchase of a new build flat in Wilford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Wilford
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Please confirm the Lease plans are architect prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Wilford I like with a park and station nearby, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Wilford in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a mortgage the shortness of the lease will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
What tools are available to locate a Wilford solicitor on the Platform Home Loans Ltd conveyancing panel? I am a keen cyclist and am happy to travel upto 10miles to meet the lawyer.
You can use the facility on this website. Please choose the bank and your location and you will see a number of Wilford conveyancing lawyers based on proximity. We have listed some Wilford conveyancing firms towards the end of this page and you can ring them to check if they are on the Platform Home Loans Ltd approved list
In my capacity as executor for the estate of my father I am selling a residence in Cardiff but reside in Wilford. My lawyer (who is 235 miles awayrequires that I execute a stat dec ahead of completion. Could you suggest a conveyancing practitioner in Wilford to attest and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Wilford based