I am getting a mortgage with Lloyds. I would like to use a Licensed Conveyancer in Wollaton. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
We are about to exchange contracts for a ground floor flat in Wollaton. We have hit a problem. The mortgage offer with The Mortgage Works runs out on 6/7/2026 but the owners are insisting on a completion date of 8/7/2026. Is it possible to extend the loan offer?
The best person to deal with your issue is your lawyer who is in a position to determine whether they better off negotiating with the mortgage company, owner’s representatives, selling agents or possibly all parties given the history of your conveyancing to date.
We are expecting a mortgage offer soon. The bank mentioned the loan came with free conveyancing. Is the implication that I have to use their panel lawyer as I would prefer to use a high street conveyancing solicitor in Wollaton?
You should check but the chances are that appoint one of their panel lawyers should you take up the "fee-free" offer. Speak to the bank and see if they allow a monetary alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Wollaton.
I am purchasing a end of terrace house in Wollaton. Our aim is to carry out a loft conversion at the property.Will legal work on the property include investigations to see if these works are permitted?
Your solicitor should check the deeds as conveyancing in Wollaton will sometimes reveal restrictions in the title deeds which prohibit categories of changes or necessitated the consent of another owner. Some works call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor prior to committing yourself to a purchase.
How can we know in advance if a Wollaton conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Wollaton obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor handling your transaction.
I am selling my flat. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, RBS are being pedantic. The Wollaton solicitor who is on the RBS conveyancing panel is saying indemnity insurance will be fine but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
five months have gone by since my purchase conveyancing in Wollaton concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a house in Wollaton ahead of retaining conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some banks tend refuse to issue a mortgage on this type of house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wollaton. Conveyancing may be slightly more expensive based on your lender's requirements.