IfI were to buy a freehold propertyin West Bridgford mortgage fee and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in West Bridgford?
Any savings you would achieve would be limited to the disbursement for searches. The property lawyer still got to do everything else - money laundering, communicating with your sellers conveyancing practitioner, SDLT submission, register the ownership etc. A slight saving might be made by not having to register a charge however it won't be meaningful.
What is the difference between a licensed conveyancer and conveyancing solicitor in West Bridgford
There are many registered licenced Conveyancers in West Bridgford and Solicitor practices in West Bridgford who can help with your conveyancing We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I have a mortgage with Yorkshire BS for my property in West Bridgford. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Yorkshire BS?
Yorkshire BS must be informed of your intention before renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. It should not be necessary to do this via a Yorkshire BS conveyancing panel lawyer.
My offer was accepted on a property in West Bridgford on 3/9/2025, valuation was booked 3 days later, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are the main reason for hinderance in West Bridgford conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in West Bridgford.
It has been 4 months since my purchase conveyancing in West Bridgford took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Taking into account that I will soon spend 450k on a terraced house in West Bridgford I wish to have a conversation with the solicitor about myhouse move in advance of instructing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be carrying out your conveyancing in West Bridgford.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter number. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in West Bridgford should be the figure that you end up paying.
Should one as executor remove a departed person's name from the title register for a property in West Bridgford?
If a West Bridgford property is co-owned and one of the proprietors dies, their name will not automatically be removed from the Land Registry title. It is not necessary to remove their name as in the event of a sale you would simply need to supply proof as to the reason the joint proprietor is missing from the transfer, normally this is in the form of the probate documents.
With the aim of making the sale conveyancing more straight forward in the future you may apply to have the deceased person removed from the title entries by submitting an application to HM Land Registry with evidence of the death. There is no land registry fee payable.