Find a Lender-Approved Local Conveyancer in Plumstead

Ready to buy a new home? Find a law firm approved by your lender.

FACT : Plumstead Conveyancing Solicitors Know more about Conveyancing in Plumstead

Reasons to use our Plumstead conveyancing solicitors

  • 1 You can gain comfort when you select the very best, most recommended conveyancing solicitors. Plumstead has a number to pick from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.
  • 2 The accumulation of transactions means that Plumstead property lawyer have established valuable working relationships with Plumstead local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of handling your conveyancing in Plumstead.
  • 3 Retaining the services of a a family Solicitor generally results in a more personalised service. Sometimes when dealing with a large conveyancing firm, you tend to be looked after by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 4 Personal touch together with a wealth of expertise are key benefits that you should value when choosing conveyancing solicitors. Plumstead conveyancing can become significantly more stressful because of lack of transparency between all the parties. The lawyers we work with ensure that the lines of communication are open and act on arising issues and developments expeditiously.
  • 5 Notwithstanding what alternative sites tell you it just might be necessary to pop into your lawyer to execute contracts. Too many 3rd parties are already involved in a conveyancing transaction without having to add the postman into the mix.

Examples of recent conveyancing in Plumstead since June 2022*

Disposal

of house residence, Waverley Road, SE18 7TN completing on 07/07/2022 at a price of £296,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, sending the transfer to the vendor for execution in preparation for completion, securing official copies of the title

Disposal

of semi residence, Vicarage Park, SE18 7SU completing on 08/07/2022 at a price of £407,680. The conveyancing process incorporates some of the following tasks: sending the transfer to the vendor for execution in preparation for completion, taking formal instructions from and updating the seller client, setting up the completion formalities

Purchase

of flat Wernbrook Street SE18 7RX, acquired for £240,000. Leasehold conveyancing work included: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, setting up the completion formalities

Disposal

of apartment Victory Parade SE18 6FS, at sale price of £352,000. Leasehold conveyancing included: dealing with appropriate requisitions and enquiries, preparing statement detailing charges, setting up the completion formalities

Recently asked questions about conveyancing in Plumstead

I am nearing exchange of contracts for my maisonette in Plumstead and the estate agent has just called to warn that the purchasers are changing their law firm. The reason given is that the mortgage company will only work with solicitors on their approved list. Why would a major mortgage company only work with specific law firms rather the firm that they want to appoint for their conveyancing in Plumstead ?

Mortgage companies have always had panels of law firms that can represent them, but in recent years big names such as Nationwide, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for decades.

Lenders point to the increase in fraud by way of justification for the reduction – criteria have been narrowed as a smaller panel is easier to maintain. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is hearing daily from firms that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are not going to have any sway in the decision.

The housing market in Plumstead is hotting up. What can I do to quicken up the legal process?

First, If you are under a tight deadline for your conveyancing we would recommend that your conveyancer is familiar with the area as they will make use of local connections and insight. It is possible that they would have handled previousproperties in the same street. You would be best advised to use a Plumstead conveyancing lawyer. In addition, double check that the conveyancing firm is on the member panel. It is believed that 18% of Plumstead conveyancing deals are suspended or jeopardised after finding out that a buyer’s solicitor was not on their banks member panel. This can often result in the legal transfer of property being frustrated by as much as three weeks. It is understood that this issue affects approximately one hundred thousand home moves every year. Almost all Plumstead conveyancing practices can not act for certain lenders so do check as early as possible.

I'm at the point of viewing flats in Plumstead and I am about to put in an offer. Should I already have a lawyer in place at this point? I will be getting a mortgage with Kent Reliance.

It would be sensible to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are obtaining a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.

The formalities of my purchase has taken place for my property in Plumstead. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Plumstead building society branch on various occasions and was told it does not affect the mortgage offer and they would lend. My Plumstead conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.

As long as the property lawyer is on the mortgage company panel, they must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

The deeds to my property are lost. The solicitors who conducted the conveyancing in Plumstead 5 years ago no longer exist. What do I do?

These day there are copies made of almost everything, and your lawyer will be aware exactly where to find all the relevant paperwork so you may purchase or sell your house without a hitch. If duplicates are not available, your lawyer may be able to put in place insurance or indemnities against possible claims on the premises.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Plumstead is the location of the property. What do you suggest?

Flying freeholds in Plumstead are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Plumstead you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Plumstead may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In what way does the Landlord & Tenant Act 1954 impact my business property in Plumstead and how can you help?

The particular law that you refer to affords security of tenure to commercial tenants, giving them the a statutory right to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Plumstead is one of the numerous areas of the UK in which the firms we work with have offices

Last updated

Commercial Conveyancing solicitors in Plumstead regulated by the SRA

The list below is a small selection of solicitors in Plumstead with expertise in commercial conveyancing in Plumstead. This will likely include advice on re-mortgaging commercial property
  • Cook Taylor, 3 Thomas Street, Woolwich, London, SE18 6HR
  • Anaysse-jacobs Solicitors, First Floor Offices, 33-35 Powis Street, London, London, SE18 6HZ
  • Atlantic Solicitors, Suite 209 Island Business Centre, 18-36 Wellington Street, Woolwich, London, London, SE18 6PF
  • James Solicitors, Ground Floor, 18-36 Wellington Street, London, SE18 6PF
  • Whitehorse Solicitors, Island Business Centre, 18-36 Wellington Street, London, SE18 6PF

Domestic Licensed Conveyancers in Plumstead regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Plumstead but also conveyancing across England and Wales.
  • Cain Associates Llp, 297 The Broadway, DA6 8DG
  • Suriya & Douglas, Suite B, 7th Floor, Charter House, IG1 1UF
  • T J Ball & Company, 49 Leytonstone Road, E15 1JA
  • Walter Saunders, 382 Brockley Road, SE4 2BY

Planning law solicitors in Plumstead regulated by the Solicitors Regulation Authority

The list below is a non-comprehensive list of solicitors in Plumstead practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including making sure people do what the planning regulations say
  • Hadfield & Co, 1 Central Avenue, Welling, Kent, DA16 3AX
  • Apex Law Llp, 3 The Pantiles, Bexleyheath, Kent, DA7 5HH
  • Beverley Morris & Co, 35 Montpelier Vale, Blackheath Villiage, London, SE3 0TJ
  • Beverley Morris & Co Incorporating Peter Egan & Co, 62 Lewisham High Street, London, London, SE13 5JH
  • Abdullah Solicitors, 56 Mansfield Road, Ilford, Essex, IG1 3BD

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.