I am acquiring a house for cash in Twickenham. I have resided for the last Seventeen years in Twickenham. Conveyancing searches are exorbitant. As I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then almost all of the Twickenham conveyancing searches are at your discretion. Your solicitor will try and sway you, perhaps strongly, that you should have searches completed, but he is duty bound to take that path of guidance. One thing to consider; if you are going to dispose of the house in the future, it will likely be be of importance to your future buyer what the searches reveal. There are plenty of instances where properties with no practical issues can still reveal detrimental search results. A good conveyancing solicitor in Twickenham will be able to give you some sensible advice in this regard.
I am thinking of refinancing my property in Twickenham, does my lawyer have to be on the Yorkshire BS Conveyancing panel?
In theory, you could use a solicitor that is not on the Yorkshire BS conveyancing panel, but Yorkshire BS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am the only beneficiary of my late mum's estate and I have everything in my name now, including the my former home in Twickenham. Conveyancing formalities meant that the Land Registry date was in April. I want to move. I understand that there is a CML 6 month 'rule', meaning my property ownership could be considered the same way as if I'd bought the house in April. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view mortgage companies take of it, depend on the lender as this requirement is primarily there to capture subsales or the wholesaling and assigning of property.
We previously selected conveyancers with offices in Twickenham on the Yorkshire BS solicitor panel. They are now charging me a supplemental sum for handling the Yorkshire BS mortgage. Is this an additional conveyancing fee set by Yorkshire BS?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your conveyancer can levy a fee for this. The fee is not set by Yorkshire BS but by your Twickenham solicitor. Plenty of firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee and others do not.
I have decided to exercise my right to buy my property in Twickenham off the council. I have a mortgage agreed with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
The deeds to our home can not be found. The lawyers who did the conveyancing in Twickenham 4 years ago have long since closed. Will I be able to sell the house?
You no longer need to hold title official documentation to prove you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Twickenham?
At this site obtain an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances for your conveyancing in Twickenham. As opposed to estate agents and brokerage sites we do not charge firms a commission if you appoint them for your home move in Twickenham
Is it the case that all Twickenham law firms on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can drop into your local bank branch in Twickenham. Chances are that they will know some good conveyancing solicitors in Twickenham