AssumingI were to buy a freehold housein Hampton Hill mortgage fee and have no survey and no conveyancing searches how much would I expect to to save on my conveyancing in Hampton Hill?
The sole saving you would achieve is the Hampton Hill conveyancing searches. A solicitor is required to do the vast majority of work - money laundering, correspond with your sellers conveyancer, SDLT submission, register the ownership etc. You might save a bit for them not needing to register a mortgage but it will not be meaningful.
Finally the sale completed on my house in Hampton Hill last July yet the purchaser is telephoning every few hours to say her lawyer needs to hear from myconveyancer. What are the post completion sale legalities following completion?
Post completion of your sale your solicitor is obliged to send the transfer documentation and all additional paperwork to the purchaser's solicitors. Where relevant, your solicitor should also confirm that the mortgage has been discharged to the purchasers solicitors. There are no post completion procedures peculiar conveyancing in Hampton Hill.
Does a directory service exist listing Nottingham panel solicitors in Hampton Hill on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings open the public online. Where you are looking for a Hampton Hill lawyer on the Nottingham please use our facility.
is it true that all Hampton Hill conveyancing solicitors on the Virgin Money conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such firms would be overseen by the Council of Licensed Conveyancers.
We had chosen conveyancing lawyers with offices in Hampton Hill on the Nottingham solicitor approved list. They are now charging me a separate fee for the legal aspects of the Nottingham mortgage. Is this a supplemental conveyancing fee specified by Nottingham?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer can levy a fee for this. This charge is not set by Nottingham but by your Hampton Hill lawyer. Numerous firms on the Nottingham panel will charge ’dealing with mortgage’ fee but some practices include it on their overall fee.
I am downsizing from our house in Hampton Hill and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street Hampton Hill conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed an online conveyancing outfit rather than a conveyancing solicitor in Hampton Hill. We have lived in Hampton Hill for 5 years we know that this is a non issue. Should we contact our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, no chain conveyancing. Hampton Hill is where the house is located. Can you offer any guidance?
Flying freeholds in Hampton Hill are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hampton Hill you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hampton Hill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My sealed bid on semi in Hampton Hill was agreed to, but there is a chain. The current proprietors have offered on a property, but it’s not yet tied up, and has viewings of other apartments booked. I have instructed a local conveyancing lawyer in Hampton Hill. What should be my next step? At what stage should I apply for the mortgage with Clydesdale?
It is normal to have apprehensions where there is a chain given your reluctance to be too out of pocket too early (mortgage application is approx £1k, then valuation, Hampton Hill conveyancing search costs, etc). First, you must check that your conveyancing practitioner is on the Clydesdale conveyancing panel. As to the subsequent phase this very much depends on the specifics of your case, desire for this property and on the state of the market. In a rising market the majority of purchasers would apply for a home loan with Clydesdale and arrange for the valuation and only if it was satisfactory would they pay their lawyer to proceed with the conveyancing in Hampton Hill.