My financial adviser has requested my Hampton Hill solicitor’s panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have called my local Hampton Hill office but they cant find it on their system.
You are best placed to get this information from your Hampton Hill solicitor . Most Hampton Hill conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My fiance and I intend to remortgage our penthouse in Hampton Hill with Barclays. We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this document specific to the Barclays conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Barclays. This is solely used to protect Barclays if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Barclays had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am considering applying for a Lloyds mortgage for purchase of a new build (under development) in Hampton Hill with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Lloyds ?
In theory, you could use a solicitor that is not on the Lloyds conveyancing panel, but Lloyds would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Given that I will soon spend 450k on a house in Hampton Hill I wish to talk to a lawyer about myhome move ahead of instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your property ownership legalities in Hampton Hill.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Hampton Hill should be the figure that you are charged.
I have been sourcing a conveyancing practitioner in Hampton Hill for my home move. Is there any facility to see a solicitor's complaints history with the legal regulator?
You may read presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator could monitor telephone calls for training reasons.
It may have been a long time coming a loan offer from a lender for the remortgage of my 3 bedroom flat is expected imminently. Are you able to recommend a cheap remortgage conveyancing practitioner in Hampton Hill ?
You have come to the wrong place to search for the cheapest conveyancing solicitors in Hampton Hill. Our intention is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Do not be fooled by companies offering £99 conveyancing in Hampton Hill.In your best case scenario, in opting for cheap conveyancing, you will end up with what you pay for and at worst you will end up being stung for extras and still not get the service you were looking for.