Find a Lender-Approved Local Conveyancer in Hampton Hill

Ready to buy a new home? Find a law firm approved by your lender.

Choosing the right solicitor is the most important decision when it comes to your Hampton Hill conveyancing

Reasons to use our Hampton Hill conveyancing solicitors

  • 1 The Hampton Hill conveyancing practitioners that we work with are dedicated to supplying the most cost, efficient and transparent conveyancing service to borrowers, sellers and remortgagors in Hampton Hill
  • 2 The organisations identified on our directory have a mix of conveyancing lawyers, legal executives and support staff handling thousands of conveyancing matters annually.
  • 3 Cut price packages from online conveyancers might be tempting. However, these companies are often based many kilometers away with little understanding of the factors that affect property transactions in Hampton Hill
  • 4 Notwithstanding what alternative solicitors tell you it could be important to visit your conveyancer to sign documents. There are enough parties involved in a house sale without having to add the postman into the pot.
  • 5 Hampton Hill lawyer are the key to a successful Hampton Hill conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing

Examples of recent conveyancing in Hampton Hill since June 2022*

Transfer

of terraced premises, School Road, TW12 1QL completing on 04/07/2022 at a price of £905,000. The legal transfer of property incorporates some of the following tasks: drafting the sale agreement and Transfer, sending the transfer to the vendor for signature in preparation for completion, securing official copies of the title

Transfer

of terraced premises, Wellington Road, TW12 1JY completing on 24/06/2022 at a price of £1,775,000. The conveyancing process incorporates some of the following tasks: agreeing completion date with parties, preparing statement detailing charges, setting up the completion formalities

Transfer

of detached residence residence, Fulwell Road, TW11 0RQ completing on 01/07/2022 at a price of £996,000. The conveyancing process incorporates some of the following tasks: drafting the sale agreement and Transfer, sending the transfer to the vendor for signature in preparation for completion, securing official copies of the title

Transfer

of terraced property, Fulwell Road, TW11 0RH completing on 24/06/2022 at a price of £1,085,000. The conveyancing process incorporates some of the following tasks: sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client, preparing statement detailing charges

Recently asked questions about conveyancing in Hampton Hill

Some advice if I may. My Hampton Hill lawyer is assuring me that he is legally obliged toapply for Hampton Hill conveyancing searches due to the fact thatthe firm are on the Nat Westapproved lawyer panel. Is my solicitor right?

You have limited options available to you. Given that you are taking out a loan with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Hampton Hill conveyancing searches.

Why do I have to pay up front for my conveyancing in Hampton Hill?

If you are buying a property in Hampton Hill your lawyer will ask you to provide them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is as part of the sale price then this should be required immediately before exchange of contracts. Any further balance that is due should be sent to your lawyer shortly before completion.

I am about to put an offer on a leasehold flat in Hampton Hill. The property agents advise that it is standard for flats in Hampton Hill to have less than 75 years remaining. I am getting a loan with The Mortgage Works. Will the property be mortgageable given that the lease has Seventy One years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/9/2022 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

Me and my brother purchased a renovated Georgian property in Hampton Hill. Conveyancing lawyer acted for me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hampton Hill and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.

I am purchasing my first flat in Hampton Hill with a loan from Nationwide Building Society. The sellers would not move on the price so I negotiated five thousand pounds worth of extras instead. The estate agent suggested that I not disclose to my solicitor about this deal as it could adversely affect my mortgage with Nationwide Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Am I better off to choose a Hampton Hill conveyancing solicitor based in the area that I am buying? I have an old university friend who can handle the legal work however her office is 400miles drive away.

The benefit of a local Hampton Hill conveyancing firm is that you can attend the office to sign paperwork, hand in your identification documents and apply pressure on them where appropriate. Having local Hampton Hill know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and they were content that should surpass using an unfamiliar Hampton Hill conveyancing solicitor just because they are local.

Last updated

Sample of conveyancing solicitors in Hampton Hill regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Hampton Hill but also conveyancing throughout England and Wales.

  • Richard Kanani & Co Ltd, 4 Cranmer Road, Hampton Hill, Hampton, Middlesex, TW12 1DW
  • Bruce Macgregor And Co Solicitors, Suite F 8, The Causeway, Teddington, Middlesex, TW11 0HE
  • Kagan Moss & Co, 22 The Causeway, Teddington, Middlesex, TW11 0HF
  • Adams Delmar, 56 Ashley Road, Hampton, Middlesex, TW12 2HU
  • Blossom Law Solicitors Llp, Unit 18, Legacy House, Hanworth Trading Estate, Hampton Road West, Feltham, Middlesex, TW13 6DH

Commercial Conveyancing solicitors in Hampton Hill regulated by the SRA

The firms listed below are a small selection of solicitors in Hampton Hill specialising in commercial conveyancing in Hampton Hill. This should include advice on granting a lease to a commercial tenant
  • Richard Kanani & Co Ltd, 4 Cranmer Road, Hampton Hill, Hampton, Middlesex, TW12 1DW
  • Kagan Moss & Co, 22 The Causeway, Teddington, Middlesex, TW11 0HF
  • Adams Delmar, 56 Ashley Road, Hampton, Middlesex, TW12 2HU
  • Blossom Law Solicitors Llp, Unit 18, Legacy House, Hanworth Trading Estate, Hampton Road West, Feltham, Middlesex, TW13 6DH
  • Read & Co, 108 Sherland Road, Twickenham, Middlesex, TW1 4HD

Domestic Licensed Conveyancers in Hampton Hill regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Hampton Hill but also conveyancing throughout England and Wales.
  • Clay & Co Limited, First Floor, TW11 0HE
  • Property Transfer Co-ordination Ptc, Corner House, KT1 2NR
  • J Scollan & Co Property Lawyers, First Floor Canal Court, TW8 8JA
  • Stratega Law Ltd, Bldg 3 Chiswick Park, W4 5YA

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.