I am buying a semi-detached house in Teddington. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Teddington you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Teddington.
I just acquired a house at auction in Teddington. Conveyancing is required. What are my next steps?
Given that you are now for all intents and purposes signed on the dotted line you will need to find a conveyancing lawyer soon as you are facing a pending deadline in which to complete the purchase. Every auction property will ordinarily have a corresponding auction pack. This will likely include most,if not all of the paperwork that your conveyancer requires. In the case of leasehold premises the legal papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You must hand this to the solicitor working for you at the earliest opportunity. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
A relative advised me that in buying a property in Teddington there could be a number of restrictions prohibiting external alterations to the property. Is this right?
There are a number of properties in Teddington which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Teddington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Teddington solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Teddington postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Teddington.
Due to the encouragement of my in-laws I had a survey completed on a property in Teddington prior to retaining solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies will not grant a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Teddington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Teddington to see if the conveyancing will be more expensive.
Given that I will soon part with 450k on 3 bedroom house in Teddington I would like to talk to a solicitor regarding thehouse move before appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer who will be carrying out your conveyancing in Teddington.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Teddington should be the amount on the final invoice that you are charged.
If all goes to plan we aim to complete the disposal of our £225,000 maisonette in Teddington next Monday. The landlords agents has quoted £324 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Teddington?
Teddington conveyancing on leasehold flats usually involves administration charges invoiced by managing agents :
Answering conveyancing due diligence questions
Where consent is required before sale in Teddington
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I have given up negotiating a lease extension in Teddington. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a absentee landlord or if there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the LVT to judgment on the premium.
An example of a Lease Extension case for a Teddington premises is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.
My partner is purchasing a garden flat in Teddington. He has received a fee estimate by the solicitor connected to the selling agents and it came to £1300 . It was seven years ago since I sold and purchased a house and the fee was £450. Have charges really increased to that extent?
We would recommend that you contact 3 or 4 local Teddington conveyancing firms requesting estimates. It is advisable to base your decision not only on cost, but on promptness and on how comprehensive the response is.