It is is a decade since I acquired my house in Teddington. Conveyancing solicitors have now been retained on the sale but I am unable to track down my deeds. Is this a major issue?
You need not be too concerned. First the deeds may be retained by the mortgage company or they could be archived with the conveyancers who acted in your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Teddington involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
I am buying a terrace house in Teddington. The intention is to carry out an extension to the side at the property.Will legal due diligence on the property involve checks to determine if these alterations are prohibited?
Your conveyancer will review the registered title as conveyancing in Teddington will occasionally reveal restrictions in the title documents which prohibit categories of alterations or need the permission of a 3rd party. Certain extensions call for local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
I am being advised by my solicitor that flying freehold insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Teddington?
The right level of flying freehold indemnity insurance should be dictated by who who your lender is. It would differ for example between Birmingham Midshires and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
Is it correct that all Teddington CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing list of approved firms?
Some major banks and building societies now use CQS as the kick off point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
Do commercial conveyancing searches disclose planned roadworks that may affect a commercial property in Teddington?
Many commercial conveyancing solicitors in Teddington will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in researching accurate data on highways that impact buildings and development assets in Teddington. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Teddington.
For each commercial conveyancing transaction in Teddington it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can result in delays to Teddington commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Teddington.
2 months have elapsed following my purchase conveyancing in Teddington completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Taking into account that I am about to part with 450k on a two bedroom apartment in Teddington I would like to talk to a solicitor regarding thetransaction ahead of instructing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your property ownership legalities in Teddington.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Teddington should be the amount on the final invoice that you end up paying.
What can I do where I am not happy with the solicitor who conducted my conveyancing in Teddington?
Occasionally the level of service you receive is not as you expect, and is is a fact of life that occasionally things do go wrong. However there is recourse if you were dissatisfied with your conveyancing in Teddington. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their governing body. If you remain dissatisfied you may consider getting in touch with the Legal Ombudsman.