We're in Hampton, FTBs purchasing with a mortgage (lender is Aldermore , and our solicitor is on the Aldermore conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Aldermore conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are due to move property in April. Should my conveyancing solicitor update the removal company on the completion day. As an aside, can you recommend a removal company in Hampton. Conveyancing firm was chosen before I stumbled across this website.
On the afternoon of completion you will need to pick up the house keys from your estate agent however this should only occur after the previous owners conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. You should inform the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in choosing a conveyancing in Hampton or a legal practice that specialises in conveyancing in Hampton.
We are purchasing a 4 bedroom semi-detached house in Hampton. We would like to an extension at the rear at the house.Will the conveyancing process include investigations to ascertain if these works are permitted?
Your property lawyer will check the deeds as conveyancing in Hampton can on occasion reveal restrictions in the title deeds which prevent certain changes or require the consent of another owner. Many works require local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these things with a surveyor before you commit yourself to a purchase.
I currently have a mortgage with Clydesdale for my property in Hampton. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?
Clydesdale must be informed of your intention before letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel solicitor.
A colleague advised me that if I am purchasing in Hampton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Hampton conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Hampton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hampton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information concerning Hampton.
Due to the guidance of my in-laws I had a survey completed on a property in Hampton before instructing lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some lenders may not give a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hampton. Conveyancing may be slightly more expensive based on your lender's requirements.
How difficult is it to change conveyancer as I need to instruct a firm on the Accord Mortgages Ltd conveyancing list. I instructed a family conveyancing solicitor in Hampton five minutes from me but he is not accepted by Accord Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Hampton on the Accord Mortgages Ltd panel. Please note that the law firms that we work with do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Hampton. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Hampton.
As co-executor for the will of my aunt I am disposing of a property in Cardiff but I am based in Hampton. My conveyancer (approximately 300 miles awayrequires that I execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing solicitor in Hampton who can witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Hampton based