I am purchasing a house for cash in Ham. I have resided for the previous Seventeen years in Ham. Conveyancing searches are exorbitant. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then the vast majority of the Ham conveyancing searches are optional. Your conveyancer will try and sway you, no-doubt strongly, that you should have searches completed, but he has a professional duty to do this. One thing to take into account; if you are intend to sell the house one day, it will be of relevance to your future buyer what the searches determine. Sometimes premises with no practical issues can still reveal adverse search results. A good conveyancing solicitor in Ham will provide you some helpful advice concerning this.
We see that you have a post code search directory identifying solicitors on the UBS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Ham?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ham.
I opted to have a survey carried out on a house in Ham in advance of appointing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders tend refuse to issue a mortgage on such a house.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. If you call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ham to see if the conveyancing costs will increase in light of this.
I'm remortgaging my existing property to a buy to let loan with Alliance & Leicester and I will use the rest of the raised equity as a down payment on further property. The neighborhood we are looking at is Ham. Will your lawyers be able to act for the two banks and link together the conveyances?
Make use of our comparison tool on this site to be sure that the lawyers are on the relevant lender panels. Assuming that they are the solicitor will be able to tie up the two transactions but you should have a chat with you lawyer and specify your desired outcome and requirements.
I need to find a conveyancing solicitor for my conveyancing in Ham. I have discover a web site which appears to be the perfect answer If it is possible to get all formalities completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I've recently bought a leasehold flat in Ham. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have given up trying to reach an agreement for a lease extension in Ham. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most certainly. We are happy to put you in touch with a Ham conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Ham property is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.