We are about to sign contracts for a leasehold flat in Chipping Barnet. We encountered a stumbling block. The mortgage offer with National Westminster Bank expires on 11/7/2025 but the sellers are suggesting a completion date of 15/7/2025. Can one prolong the loan offer?
The best person to deal with your issue is your solicitors who will hopefully assess if he or she is corresponding with the mortgage broker, seller’s representatives, estate agents or possibly all three based on the history of your conveyancing to date.
I am aiming to move home in August. Will my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you suggest a removal company in Chipping Barnet. Conveyancing firm was found before I stumbled across your website.
On the day of completion you will need to pick up the house keys from the estate agent however this can only be done after the sellers conveyancers inform the agent that they have the completion monies and the keys can be collected. Subsequently you will need to tell the removal men that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can help you find a conveyancing in Chipping Barnet or a firm with expertise in conveyancing in Chipping Barnet.
We are buying a terrace house in Chipping Barnet. We would like to carry out an extension to the side at the property.Will legal due diligence on the property involve investigations to see if these alterations were previously refused?
Your property lawyer will check the registered title as conveyancing in Chipping Barnet can sometimes identify restrictions in the title deeds which restrict categories of changes or need the consent of a 3rd party. Some extensions call for local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
Kent Reliance have agreed my home loan in principle, my bid on a property in Chipping Barnet has been agreed to, what happens next?
The estate agent will want to be advised as to your conveyancing practitioner's details (be sure the property lawyers are on the lender’s panel). Contact Kent Reliance or the broker and finish off any appropriate paperwork. Kent Reliance will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes approximately a week to receive the mortgage offer. Kent Reliance will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Chipping Barnet.
Are there restrictive covenants that are commonly identified as part of conveyancing in Chipping Barnet?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Chipping Barnet. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm purchasing a new build house in Chipping Barnet with the aid of help to buy. The developers refused to reduce the price so I negotiated 6k of additionals instead. The house builders rep advised me not inform my conveyancer about the deal as it will adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My uncle has suggested that I use his lawyers for conveyancing in Chipping Barnet. Should I use them?
There are no two ways about it the ideal way to choose a conveyancing solicitor is to get feedback from friends or relatives who have actually previously instructed the firm that you are are thinking of instructing.
My partner is buying a basement flat in Chipping Barnet. He has received an estimate by the conveyancer connected to the selling agents totaling £1275 . It was seven years ago I sold and purchased a property and the bill was £500. Have costs really gone up that much?
We would recommend that you contact a few local Chipping Barnet conveyancing firms seeking estimates. It is advisable to base your decision not only on cost, but on promptness and on how comprehensive the reply was.