We were about to retain a conveyancing solicitor in Eltham listed using your comparison tool but stumbled across alternative costs illustrations via the web look less pricey – why is this?
There are plenty of websites advertising alleged cut-price conveyancing, but additionalfees end up with the completion fee totally different to the one you expected. Conveyancers are obliged to make sure that costs contained in terms and conditions should be equitable invoiced The solicitors that we list for conveyancing in Eltham specify all costs for the property you plan tobuy.
It is 10 years ago since I purchased my house in Eltham. Conveyancing lawyers have now been instructed on the sale but I can't find the deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a chance that the deeds will be retained by the lender or they could stored with the solicitor who handled the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in Eltham relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
My husband and I have organised the release of further funds on our mortgage from Principality as we intend to conduct improvements to our home in Eltham. Are we obliged to choose a bricks and mortar Eltham solicitor on the Principality conveyancing panel to handle the legals?
Principality don't usually require firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality conveyancing panel.
About to purchase maisonette in Eltham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Eltham lawyer is on the Aldermore conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Bank of Ireland. Is it usual for Bank of Ireland to only issue the offer once my solicitor in Eltham is approved on their conveyancing panel? Bank of Ireland have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
My wife and I purchased a semi-detached Georgian property in Eltham. Conveyancing solicitor represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Eltham and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing practitioner who carried out the work.
In my capacity as executor for the will of my uncle I am disposing of a residence in Neath but reside in Eltham. My lawyer (who is 200 kilometers from merequires that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Eltham who can attest this legal document for me?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are based in Eltham
Do online conveyancing organisations undertake everything a high street Eltham solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Eltham?
Where you use an online conveyancer they should cover all the work your Eltham conveyancer will cover.