My best friend’s brother is a conveyancer. I anticipate that I can be offered preferential rates for conveyancing, However if that does not come materialise, what kind of figure should I be paying for conveyancing in Blackfen?
Do contrast pricing. Do use our search tool on this page. You will notice that estimates seem to vary but service levels do differ between solicitors as is true with most professions.
We are a couple about to exchange contracts for a leasehold flat in Blackfen. We encountered a snag. Our loan offer with Leeds Building Society expires on 10/3/2021 but the vendors are putting forward a completion date of 12/3/2021. Can one prolong the loan expiry date?
The person best placed to address this issue is your lawyer who will hopefully calculate if he or she is better off negotiating with the bank, vendor’s solicitors, selling agents or conceivably all three taking into account what has happend in your conveyancing to date.
My uncle passed away six months ago and as sole heir and executor I was left the property in Blackfen. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
Given you plan to refinance then Skipton will require that you use a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
Should my conveyancer be making enquiries regarding flooding as part of the conveyancing in Blackfen.
Flooding is a growing risk for lawyers dealing with homes in Blackfen. Plenty of people will buy a house in Blackfen, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Lawyers are not best placed to offer advice on flood risk, but there are a various searches that may be initiated by the buyer or on a buyer’s behalf which should give them a better appreciation of the risks in Blackfen. The conventional set of information given to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to determine whether the property has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the seller, then a buyer could issue a compensation claim resulting from an incorrect reply. A purchaser’s conveyancers should also commission an enviro search. This will higlight whether there is any known flood risk. If so, further inquiries will need to be made.
I purchased a 4 bedroom Victorian house in Blackfen. Conveyancing practitioner acted for me and National Westminster Bank. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blackfen and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing solicitor who conducted the purchase.
I am looking for Blackfen competitive conveyancing fees. Can I be assured that all the Blackfen practices that are identified on your directory are on the mortgage company conveyancing panel?
The law firms on our directory have advised us that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Blackfen conveyancing solicitor being on the lender conveyancing panel is incorrect.