Last July we completed a house move in Saffron Walden. We have since encountered a number of problems with the house which we consider were omitted in the conveyancing searches. What action can we take? Can you clarify the type of searches that should have been ordered as part of conveyancing in Saffron Walden?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Saffron Walden. Conveyancing searches and investigations undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a seller completes a document called a Seller’s Property Information Form. answers proves to be incorrect, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Saffron Walden.
Does a directory service exist listing Yorkshire BS panel solicitors in Saffron Walden on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of banks make their panel listings viewable on the web. If you are seeking to appoint a Saffron Walden property lawyer on the Yorkshire BS please use our tool.
We previously selected solicitors with offices in Saffron Walden on the Virgin Money solicitor approved list. They are now charging me a supplemental amount for handling the Virgin Money mortgage. Is this a supplemental conveyancing fee set by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your property lawyer is entitled to charge a fee for this. This fee is not dictated by Virgin Money but by your Saffron Walden lawyer. Numerous firms on the Virgin Money panel will levy ’dealing with mortgage’ fee and others do not.
Can I be sure that the Saffron Walden conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Saffron Walden getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.
three months have gone by following my purchase conveyancing in Saffron Walden completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey completed on a house in Saffron Walden before appointing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend refuse to issue a loan on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you contact us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Saffron Walden. Conveyancing may be slightly more expensive based on your lender's requirements.
I have been recommended by a few property agents in Saffron Walden to find a solicitor on your site. What’s the financial upside for Estate Agents to promote your services ahead of alternative conveyancing organisations?
We refuse to make any commission for sending work in our direction. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
My uncle has recommend that I appoint his conveyancing solicitors in Saffron Walden. Should I choose my own property lawyer?
There are no two ways about it it’s preferable to select a conveyancing lawyer is to have feedback from friends or family who have actually previously instructed the conveyancer you're contemplating using.