We opted for a Hurst Green based lawyer for my conveyancing in Hurst Green today. Upon checking the Ts and Cs it is apparent thatI am liable for fees even if the sale doesn't happen. Should I ditch them and choose a web based conveyancing company advertising no completion no charge conveyancing in Hurst Green?
It is usually a trade off in that if "No Sale No Fee" is available then the fee levels will generally be uplifted to cover the conveyances that abort. Also remember that these offerings rarely cover expenditure such as Hurst Green conveyancing search costs.
We were just about to exchange contracts for a ground floor flat in Hurst Green. We encountered a problem. The mortgage offer with Bank of Scotland runs out on 18/7/2023 but the vendors are putting forward a completion date of 20/7/2023. Is it possible to extend the mortgage expiry date?
The person best placed to address this concern is your lawyer who will hopefully determine if he or she is corresponding with the mortgage broker, owner’s solicitors, selling agents or conceivably all parties taking into account the circumstances your conveyancing to date.
How do I discover of the solicitor carrying out my conveyancing in Hurst Green is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Nationwide Building Society thus paying £187.00 plus VAT in additional legal fees.
You should make the most of the search tool on this web page. Please choose the lender and type ‘Hurst Green’ or your preferred area and you will discover numerous solicitors located in Hurst Green or by proximity to you.
Forgive me if this question is silly but I am new to the home moving as a 1st time purchaser of a ground floor flat in Hurst Green. Do I pick up the keys to the property on the completion date from my conveyancer? If this is the case, I will instruct a High Street conveyancing solicitor in Hurst Green?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you should be invited to receive the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
I happen to be the single beneficiary of my late grandmother’s estate with all property in now in my sole name, including the house in Hurst Green. Conveyancing formalities meant that the Land Registry date was in April. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership may be considered the same way as though I had purchased the property in April. Is the property unsalable for six months?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Most banks would take a sensible view as this provision principally exists to pick up on subsales or the wholesaling and assigning of property.
I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Hurst Green conveyancer on the Bank of Ireland panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Bank of Ireland has sent the Land Registry the discharge electronically, and
- Bank of Ireland has instructed the Land Registry to do so
I am thinking of appointing a conveyancing solicitor in Hurst Green for my purchase. Can I check a firm’s record with the legal regulator?
You may read presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.
My aunt completed her conveyancing in Hurst Green in 2006. She has got married, widowed and has recently remarried. She wishes to market the property in a couple of months. I think she will simply be asked to supply copies of the marriage papers to the property lawyer but she is anxious it could frustrate the sale of the house. Is it worth updating the Land Registry documents for the house?
It is not absolutely necessary to update the register providing you have the proof required to demonstrate how the change of name has come about.
Any purchaser’s property lawyer will check the land registry entries and ask for evidence to prove the name change for example marriage documentation.