My wife and I are planning to purchase a property in Hurst Green and are in fact using a Hurst Green conveyancing practice. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with a view to exchanging next week. Chelsea Building Society have this evening contacted us to inform me that there is now an issue as our Hurst Green lawyer is not on their conveyancing panel. Is this a problem?
If you are buying a property requiring a mortgage it is standard for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own Hurst Green solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
We are purchasing a flat and require a conveyancing solicitor in Hurst Green who is on the Virgin Money conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Hurst Green.
Is it correct that all Hurst Green CQS (Conveyancing Quality Scheme) solicitors are on the Kent Reliance conveyancing list of approved firms?
Some major banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
We have a mortgage agreed in principle with Skipton. Hurst Green conveyancing practitioners were appointed. How long does it take for Skipton to send the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Skipton done the survey? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my remortgage has taken place for my property in Hurst Green. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I have todaybeen informed that Action Conveyancing have closed. They conducted my conveyancing in Hurst Green for a purchase of a leasehold apartment 9 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hurst Green conveyancing specialists.
How do I identify a Hurst Green solicitor on the HSBC Bank conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the lawyer.
Feel free to make use of the tool on this website. Please choose the bank and your location and you will see a number of Hurst Green conveyancing lawyers locally. We have listed some Hurst Green conveyancing firms at the bottom of this page and you can ring them to check if they are on the HSBC Bank panel
We are purchasing a three bedroom maisonettein Hurst Green with a loan from a mortgage company. We have selected a conveyancer in Hurst Green but our lender inform us now that she’s not on their "panel". We have to appoint one of the our bank panel solicitors or keep our Hurst Green conveyancer and pay for one of their panel ones to represent our mortgage company. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The mortgage company mortgage offered to you is subject to conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. Until recently, most mortgage companies had large numbers of law firms on their panels, including many conveyancing solicitors in Hurst Green : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your mortgage company.