It is 10 years ago since I bought my property in Hurst Green. Conveyancing lawyers have now been retained on the sale but I am unable to find the deeds. Is this a problem?
Don’t worry too much. First the deeds may be kept by the lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Hurst Green relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
We are buying a apartment in Hurst Green. I might seem paranoid but how we can trust a lawyer? At some point we will need to send money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am buying a end of terrace house in Hurst Green. We would like to an extension at the rear at the property.Will the conveyancing process involve enquiries to see if these alterations are permitted?
Your conveyancer will check the deeds as conveyancing in Hurst Green can on occasion identify restrictions in the title deeds which restrict certain alterations or require the consent of another owner. Some additions require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
We were going to get a DIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Hurst Green solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?
You will need to appoint Hurst Green solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
Should my lawyer be asking questions about flooding during the conveyancing in Hurst Green.
Flooding is a growing risk for conveyancers dealing with homes in Hurst Green. Plenty of people will buy a property in Hurst Green, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not qualified to give advice on flood risk, but there are a various searches that can be undertaken by the purchaser or by their lawyers which should give them a better appreciation of the risks in Hurst Green. The standard property information forms supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a usual inquiry of the seller to determine if the property has suffered from flooding. If flooding has previously occurred which is not notified by the vendor, then a purchaser may issue a legal claim for losses stemming from an inaccurate reply. A purchaser’s conveyancers may also commission an enviro search. This should disclose whether there is a recorded flood risk. If so, more detailed inquiries will need to be initiated.
I used Wolstenholmes a few years past for my conveyancing in Hurst Green. Now, I need the documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hurst Green of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
My father-in-law has recommend that I use his conveyancing solicitors in Hurst Green. Do I follow his advice?
No doubt the best way to find a conveyancing solicitor is to get guidance from friends or family who have experience in using the solicitor you're considering.
Can you offer any advice when it comes to finding a Hurst Green conveyancing practice to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Hurst Green conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with two or three firms including non Hurst Green conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be useful:
Can they put you in touch with clients in Hurst Green who can give a testimonial? If they are not ALEP accredited then why not?
I purchased a garden flat in Hurst Green, conveyancing formalities finalised 9 years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent properties in Hurst Green with an extended lease are worth £202,000. The ground rent is £60 charged once a year. The lease terminates on 21st October 2081
With 57 years left to run the likely cost is going to range between £28,500 and £33,000 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.