My father advised me that in buying a property in Hastings there may be a number of restrictions prohibiting external changes to a property. Is this right?
There are a number of properties in Hastings which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Hastings should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am the sole recipient of my late mum's will and I have everything in my name now, including the my former home in Hastings. Conveyancing formalities meant that the Land Registry date was in August. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership may be regarded the same way as though I had purchased the house in August. Do I have to wait half a year to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Most banks would take a sensible view as this clause principally exists to capture the purchase and immediately sell or the wholesaling and assigning of properties.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Hastings building society branch on a couple of occasions and was informed it wasn't a problem and they would lend. My Hastings conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Provided that the property lawyer is on the mortgage company panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Due to the guidance of my in-laws I had a survey completed on a house in Hastings before instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks may refuse to grant a mortgage on such a house.
It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hastings. Conveyancing will be smoother if you use a solicitor in Hastings especially if they are accustomed to such properties in Hastings.
How do I use the search app to find a conveyancing practitioner in Hastings on the authorised to act for my mortgage?
Step one is to select a bank such as National Westminster Bank, Norwich and Peterborough Building Society or Barclays Direct then choose your location e.g. Hastings. Conveyancing practices in Hastings and nationally will then be identified.
I need to instruct a conveyancing solicitor for my conveyancing in Hastings. I happened to chance upon a site which looks to be the perfect solution If it is possible to get all formalities done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
All being well we will complete the sale of our £250,000 flat in Hastings in just under a week. The landlords agents has quoted £324 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in Hastings?
Hastings conveyancing on leasehold maisonettes often necessitates the buyer’s solicitor submitting questions for the landlord to address. Although the landlord is not legally bound to address these enquiries the majority will be willing to do so. They are at liberty to levy a reasonable administration fee for answering enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is £350, in some situations it is above £800. The management information fee levied by the landlord must be accompanied by a summary of rights and obligations in relation to administration fees, without which the charge is technically not due. Reality however dictates that you have little choice but to pay whatever is requested of you should you wish to sell the property.
Leasehold Conveyancing in Hastings - Sample of Queries before buying
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The prefered form of lease arrangement is where the freehold interest is owned by the leaseholders. In this arrangement the leaseholders benefit from control and notwithstanding that a managing agent is frequently employed if the building is bigger than a house conversion, the managing agent employed by the leaseholders. It is important to be aware whether redecorating or some other major work is anticipated to be shared between the tenants and will dramatically increase the the service fees or necessitate a one off payment.
Searching for a conveyancing solicitor in Hastings. I did have one sorted but he's not on the approved list of Santander. It would appear that these days most building societies only allow lawyers on their panel. Extremely annoying limiting the choice for the paying public. Can you suggest a good Hastings lawyer that will help us as well as represent Santander?
The purpose of this site is restricted to being a directory service for property lawyers who wish to be listed as being on the approved conveyancing panel for Santander in certain areas for example Hastings . We dont recommend any particular conveyancing practitioner.