The mortgage offer from HSBC for the remortgage of my 4 bedroom flat is due any day now. Are you able to put forward a low cost conveyancing law firm in Hastings?
This site is not designed to assist those in their quest for the lowest fares for conveyancing solicitors in Hastings. Our goal is to offer cost effective conveyancing but we do not aim to work with the cheapest lawyers. Do not be swayed by brokers offering £100 conveyancing in Hastings. Optimistically, in choosing a lawyer for cheap conveyancing, you will receive what you pay for and at worst you will end up with a hefty uplift in extras and still not end up with the service expected.
When does exchange of contracts happen for residential conveyancing in Hastings and do I need to attend the solicitors office?
If you are local to one of the conveyancing solicitors in Hastings you are welcome to attend to sign the paperwork. However, the law practices we recommend supply countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when dealing with you by post or email. The signing of the contract is not the critical part. A signed contract simply enables the solicitor to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Hastings)to be in the office at the appropriate time.
What can a local search reveal regarding the house I am purchasing in Hastings?
Hastings conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company such as Searchflow The local search is essential in every Hastings conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.
I purchased a terraced Victorian house in Hastings. Conveyancing solicitor acted for me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hastings and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing practitioner who completed the work.
I am purchasing a new build house in Hastings with a mortgage from Lloyds TSB Bank. The builders would not budge the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not to tell my conveyancer about the extras as it could jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are first time buyers - agreed a price, yet the property agent informed us that the owners will only issue a contract if we use the agent's recommended conveyancers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local solicitor accustomed to conveyancing in Hastings
We suspect that the owner is not behind this ultimatum. Should the owner desire ‘a quick sale', alienating a serious buyer is going to damage their objectives. Try to communicate with the vendors directly and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you will continue to instruct your preferred Hastings conveyancing lawyers - not the ones that will provide the estate agent a referral fee or achieve conveyancing targets pre-set by senior management.