It has come to my attention via my IFA that my Hastings property lawyer is not on the lender Solicitor panel. What can I do to be certain that this is indeed the case?
Your first step should be to call your Hastings lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they may be able to suggest a Hastings conveyancing firm that is on the conveyancing panel for your lender.
I am need of leasehold conveyancing for a flat in a relatively new development (five years built) in Hastings. The vast majority the appartments are already sold. Do I need carry out the local searches as part of conveyancing in Hastings?
If you getting a loan, your bank will require some (many) of the searches so you'll have no choice. If not, then Hastings conveyancing searches are for you to decide upon. No doubt your conveyancer, will ’encourage’, perhaps strongly, that you should have the searches done, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you demand that your lawyer to proceed without searches then your lawyer will have to follow your instructions or ask you to appoint a different lawyer for your conveyancing in Hastings.
I am buying my first flat in Hastings with the aid of help to buy. The developers refused to move on the price so I negotiated 6k of additionals instead. The property agent suggested that I not disclose to my conveyancer about this extras as it will affect my loan with Bank of Ireland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a quick, no chain conveyancing. Hastings is where the house is located. Can you shed any light on this issue?
Flying freeholds in Hastings are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hastings you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hastings may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon spend over three hundred thousand on a house in Hastings I would like to talk to a conveyancer regarding theconveyancing prior to appointing the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your property ownership legalities in Hastings.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Hastings should be the figure that you are charged.
In my capacity as executor for the estate of my grandfather I am disposing of a house in Neath but I am based in Hastings. My conveyancer (approximately 300 miles from mehas requested that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Hastings who can witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are located in Hastings