My wife and I are approaching an exchange on a house in Hawkhurst and my mum and dad have transferred the exchange deposit to my property lawyer. I am now advised that as the deposit has not arrived from me my solicitor needs to disclose this to my lender. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I disclosed to the lender regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
The conveyancing practitioner is duty bound to check with the bank to make sure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only report this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
I am purchasing a property and require a conveyancing solicitor in Hawkhurst who is on the Nationwide Building Society conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nationwide Building Society in certain locations such as Hawkhurst. We dont recommend any particular firm.
I am buying a property in Hawkhurst. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that your lender is Virgin Money your lawyer must comply with the conveyancing requirements set out in Part 2 of UK Finance Lenders’ Handbook for Virgin Money. The CML Handbook includes minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Virgin Money where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties countrywide and is not isolated to Hawkhurst.
I am expecting a OIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Hawkhurst solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hawkhurst solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
My fiancee and I are spending time viewing houses in Hawkhurst and I am now considering a potential offer. Is it best to have a lawyer on ‘stand by’? I will be getting a mortgage with TSB.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are obtaining a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.
I have todayfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Hawkhurst for a purchase of a leasehold apartment 12 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hawkhurst conveyancing specialists.
Just had an offer accepted on a new build flat in Hawkhurst. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hawkhurst
Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Is it possible to switch firm as I need to choose one who is on the Britannia conveyancing panel. I was using a high street conveyancing solicitor in Hawkhurst five minutes from me but the firm is not accepted by Britannia
It would be our pleasure to assist you select a conveyancing solicitor in Hawkhurst on the Britannia panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Hawkhurst. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Hawkhurst.