I have just been advised by my mortgage broker that my Hawkhurst solicitor is not on the bank Solicitor panel. What can I do to be certain whether this is indeed the case?
Your first step should be to contact your Hawkhurst conveyancer. You lawyer should inform you of the situation. If they are not on the panel they may recommend you to a Hawkhurst conveyancing firm that is on the approved list of lawyers for your lender.
I am about to put an offer on a leasehold apartment in Hawkhurst. The selling agents assure me that it is the norm for flats in Hawkhurst to have less than 75 years left on the lease. I am taking out a loan with Bank of Ireland. Will the property be mortgageable given that the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/11/2023 the requirements read as follows :
My friend advised me that if I am purchasing in Hawkhurst I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Hawkhurst conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Hawkhurst around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hawkhurst Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Hawkhurst Education with maps and statistics, Local Amenities and other useful information about Hawkhurst.
Hoping to buy a property located in Hawkhurst and I am already nervous. I couldn't find anything specific about Hawkhurst. Conveyancing will be needed in due course but do you know about the Hawkhurst area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Hawkhurst. In the meantime here are some basic statistics that we found
In my capacity as executor for the will of my uncle I am disposing of a property in Monmouth but I am based in Hawkhurst. My solicitor (based 300 miles from merequires that I sign a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Hawkhurst to attest and place their company stamp on the document?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are located in Hawkhurst
I have read on a number of consumer advice websites that before choosing a conveyancing lawyer they must be approved by your bank. I am a FTB but I have an offer in principle via Halifax and I already have a bricks and morter conveyancing solicitor in Hawkhurst in place. Can Santander need an approved lawyer to be instructed? If so, where can I find that list for my conveyancing in Hawkhurst?
You need to choose a solicitor that is on the Santander panel. Simply telephone your chosen Hawkhurst conveyancing lawyer to check if they are on the Santander panel. If they are not approved you have numerous alternatives available to you here:
- Carry on with your chosen Hawkhurst conveyancing practitioner but Santander will undoubtedly retain a lawyer on their approved panel. The net impact is additional cost and likely interruption.
- Get a new property lawyer to conduct the conveyancing, making sure they are on the Santander conveyancing panel.
- Convince your lawyer to attempt to join the mortgage company panel.