Find a Lender-Approved Local Conveyancer in St Helens

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Cheap conveyancing in St Helens does not necessarily mean low quality - but the odds are stacked against you

Reasons to use our St Helens conveyancing solicitors

  • 1 St Helens property lawyers have a crucial edge when it comes to St Helens conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that can affect your home move
  • 2 The St Helens conveyancing practitioners that are identified are dedicated to providing value for money, efficient and transparent conveyancing service to borrowers, sellers and investors in St Helens
  • 3 Low cost packages from online conveyancers might be tempting. However, these companies are often located hundreds of kilometers away with limited appreciation of the factors that affect property transactions in St Helens
  • 4 Property lawyer conveyancing lawyers have valuable personal links with St Helens selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 5 The practices listed on our web pages have a variation of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases each year.

Examples of recent conveyancing in St Helens since December 2022*

Recently asked questions about conveyancing in St Helens

My fiance’s sister is a conveyancer. I suspect that I'll be able to get preferential pricing for conveyancing, but if not, what level of figure should I be paying for conveyancing in St Helens?

It’s sensible to obtain multiple conveyancing quotes. Do use our comparison tool on this page. You will notice that amounts will be different but the service one can expect are distinct between solicitors as is true with the vast majority of professional services.

Our grandson is buying a house that has just been built in St Helens with a mortgage from Bank of Ireland. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Bank of Ireland conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bank of Ireland conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

How does conveyancing in St Helens differ for newly converted properties?

Most buyers of new build premises in St Helens come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in St Helens typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in St Helens or who has acted in the same development.

I opted to have a survey done on a property in St Helens ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies will refuse to issue a loan on a flying freehold home.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Helens. Conveyancing may be slightly more expensive based on your lender's requirements.

What are the frequently found deficiencies that you see in leases for St Helens properties?

Leasehold conveyancing in St Helens is not unique. Most leases are unique and legal mistakes in the legal wording can result in certain clauses are erroneous. For example, if your lease is missing any of the following, it could be defective:

    Insurance obligations Repairing obligations to or maintain elements of the building

You will encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Birmingham Midshires, Leeds Building Society, and Clydesdale all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the purchaser to pull out.

Leasehold Conveyancing in St Helens - Examples of Questions you should ask Prior to buying

    What is the name of the managing agents? Can you inform me if there are any major works in the planning that will increase the maintenance charges? Is the freehold owned jointly by the leaseholders?

I have just had an offer accepted on a leasehold flat in St Helens and the broker that we are using suggested his property lawyer. She quoted £800 excluding VAT and 3rd party costs. Does this sound steep?

Don't just go on one quote. One should obtain like-for-like quotes for your conveyancing in St Helens. Then choose one that you are comfortable with and crucially, is on the approved panel of the mortgage company that you have applied for a mortgage from.

Last updated

Commercial Conveyancing solicitors in St Helens regulated by the SRA

The list below is a small selection of solicitors in St Helens specialising in commercial conveyancing in St Helens. This should include advice on re-mortgaging commercial property
  • Haygarth Jones, 109-111 Corporation Street, St. Helens, Merseyside, WA10 1SX
  • Barrow And Cook Solicitors Limited, 5-7 Victoria Square, St. Helens, Merseyside, WA10 1HH
  • Tickle Hall Cross, Carlton Chambers, 25 Hardshaw Street, St. Helens, Merseyside, WA10 1RP
  • Frodshams Solicitors Limited, 17/19 Hardshaw Street, St. Helens, Merseyside, WA10 1RB
  • St Helens Law Limited, 19-27 Shaw Street, St. Helens, Merseyside, WA10 1DF

Residential conveyancing in St Helens almost always comprises the following:

  • Conveyancing practitioner instructed by the buyer once the offer has been accepted
  • Examining the title to the premises
  • Undertaking St Helens property searches for the title
  • Assessing draft sale agreement and other papers collated by the vendor’s solicitor
  • Raising queries with the vendor’s solicitor
  • Negotiating the purchase agreement
  • Reviewing replies provided by the seller to pre-exchange enquiries
  • Negotiating a Transfer Deed for completion
  • Advising the purchasing in respect of the loan offer: (if applicable)
  • Preparing and sending the purchaser a report on title (that is; summarising to the buyer on the contents of the contract pack, pre-contract enquiries and the result of the searches)
  • Carrying out the key stage of exchanging contracts and then preparing for completion
  • Preparing and submitting to HMRC the appropriate SDLT forms and payment
  • Dealing with the registration procedures for the new ownership and the home loan (if relevant) at the HMLR.

Transfer of Equity conveyancing in St Helens is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the bank (if relevant)
  • Agreeing the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Agreeing adjustments to the the Transfer deed
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Preparing and submitting to HMRC the correct Land Tax forms and payment
  • Dealing with the registration formalities for the buyer and the home loan (where applicable) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.