Find a Lender-Approved Local Conveyancer in St Helens

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Cheap conveyancing in St Helens does not necessarily mean low quality - but the odds are stacked against you

Top reasons to let us assist you find a high street conveyancing solicitor in St Helens

  • 1 The St Helens conveyancing practitioners that are identified are committed to providing the most cost, efficient and accessible conveyancing service to purchasers, sellers and investors in St Helens
  • 2 The mark of a good conveyancing solicitor in St Helens is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the high standards of professionalism you would hope for.
  • 3 St Helens property lawyers work in partnership with St Helens estate agents, house builders, surveyors, banks and other professionals to ensure that a quality service is provided to clients every step of the way, ensuring the smoothest, most stress-free process possible
  • 4 This site is the only site offering you the facility to check that your conveyancing in St Helens will be carried out by a conveyancer on your lender’s member panel.
  • 5 The practices shown on our web pages have a mix of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases annually.

Examples of recent conveyancing in St Helens since March 2024*

Recently asked questions about conveyancing in St Helens

I am hoping to complete my purchase in St Helens next Friday. My solicitor now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not specific to conveyancing in St Helens.

This question may be naive but I am wet behind the ears as FTB of a two bedroom flat in St Helens. Do I pick up the keys to the house on the completion date from my conveyancer? If this is the case, I will find a local conveyancing solicitor in St Helens?

On the day of completion you will not be required to go to the conveyancers office in St Helens. Your solicitors will electronically transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you will be able to pick up the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.

I am the only recipient of my late mum's estate and I have everything in my name now, including the my former home in St Helens. Conveyancing formalities meant that the Land Registry date was in May. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my proprietorship could be treated the same way as if I'd bought the house in May. Do I have to wait 6 months to sell?

The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. Most mortgage companies would take a practical view as this clause is chiefly there to pick up on subsales or the wholesaling and assigning of property.

Two weeks ago we had a mortgage agreed in principle with Aldermore. St Helens conveyancing lawyers have been chosen. What is the average time that one could expect to receive a mortgage offer from Aldermore?

There is no definitive answer here. Have Aldermore done the survey? Have you informed Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

What will a local search reveal concerning the property I am purchasing in St Helens?

St Helens conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Xpress Legal The local search plays a central role in many a St Helens conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.

I have been on the look out for a ground for flat up to £245,000 and found one near me in St Helens I like with open areas and transport links in the vicinity, the downside is that it's only got 52 remaining years left on the lease. There is not much else in St Helens suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you require a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

I need to instruct a conveyancing solicitor for my conveyancing in St Helens. I have chance upon a site which appears to be the perfect solution If there is a chance to get all this stuff completed via web that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am on look out for some leasehold conveyancing in St Helens. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.

Assuming the lease is registered - and most are in St Helens - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

St Helens Conveyancing for Leasehold Flats - A selection of Questions you should consider before buying

    Does the lease have onerous restrictions? Who manages the building? How much is the ground rent and service charge?

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Commercial Conveyancing solicitors in St Helens regulated by the SRA

The list below is a small selection of solicitors in St Helens specialising in commercial conveyancing in St Helens. This could include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Haygarth Jones, 109-111 Corporation Street, St. Helens, Merseyside, WA10 1SX
  • Barrow And Cook Solicitors Limited, 5-7 Victoria Square, St. Helens, Merseyside, WA10 1HH
  • Tickle Hall Cross, Carlton Chambers, 25 Hardshaw Street, St. Helens, Merseyside, WA10 1RP
  • Frodshams Solicitors Limited, 17/19 Hardshaw Street, St. Helens, Merseyside, WA10 1RB
  • St Helens Law Limited, 19-27 Shaw Street, St. Helens, Merseyside, WA10 1DF

Domestic conveyancing in St Helens usually consists of the following:

  • Conveyancer instructed by the buyer once the offer has been accepted
  • Examining the title unregistered or registered
  • Ordering St Helens property searches for the title
  • Considering the draft contract and other papers supplied by the seller’s property lawyer
  • Submitting questions with the seller’s property lawyer
  • Agreeing the wording of the sale agreement
  • Analysing replies given by the seller to pre-exchange enquiries
  • Agreeing the wording for the Transfer Deed for completion
  • Advising the purchasing in respect of the mortgage offer: (where appropriate)
  • Preparing and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then preparing for completion
  • Preparing and submitting to HM Revenue and Customs the correct SDLT forms and payment
  • Registering the transfer of ownership and the mortgage (if relevant) at the Land Registry.

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in St Helens includes some of the following tasks:

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the bank (if applicable)
  • Agreeing the terms of the transaction
  • Preparing the Transfer or approving draft Transfer
  • Agreeing amendments to the draft Transfer
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the correct Land Tax forms and payment
  • Dealing with the registration procedures for the change in ownership and the home loan (if applicable) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.