It is is a decade since I acquired my home in Osterley. Conveyancing solicitors have recently been instructed on the sale but I can't find the deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they may be in the possession of the solicitor who handled the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Osterley involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Osterley. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/6/2022, the requirements read as follows :
Me and my brother have a renovated Victorian property in Osterley. Conveyancing practitioner acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Osterley and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who conducted the conveyancing.
How does conveyancing in Osterley differ for newly converted properties?
Most buyers of new build or newly converted property in Osterley come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is built. This is because new home sellers in Osterley usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Osterley or who has acted in the same development.
My business partner and I are intending to take an assignment of a lease of an office on a shopping parade. Can you recommend conveyancers offering competitive charges for commercial conveyancing in Osterley for below £1,200?
We can recommend firms who host a wealth of experience of commercial conveyancing in Osterley, including the disposal and acquisition of businesses as well as simply property. Whether you are intending to buy or sell a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right solicitor. As for the charges these will vary based on the structure and nuances of the deal. Please provide us with your details or call so as to enable us to provide you with a fixed commercial conveyancing quote.
I am looking for a conveyancing practitioner in Osterley for my house move. Can I review a firm’s record with the profession’s regulator?
You may see published Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA sometimes recorded call for training purposes.