Is the fact that my solicitor in West Ealing is not listed on my mortgage company's conveyancing panel that there is a problem with the quality of the firm’s work?
That is most likely an incorrect assumption to make. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the West Ealing conveyancing firm and enquire why they are no longer on the approved list for your bank.
At what point can the exchange of contracts take place for sale conveyancing in West Ealing and do I need to attend the solicitors office?
Where you are near to our conveyancing solicitors in West Ealing you are welcome to attend to sign the paperwork. That being said, the lender approved solicitors we recommend provide a countrywide conveyancing service and give as equally diligent and professional a job for you when dealing with you electronically. The signing of the property agreement is not when everything is set in stone. A signed contract is necessary for the firm to address the formalities at the appropriate time, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in West Ealing)to be in the office available at the end of the phone to exchange contracts.
Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a ground floor flat in West Ealing. Do I collect the keys to the premises on the completion date from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in West Ealing?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s solicitors, and once they have received this, you will be invited to receive the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
When it comes to lenders such as UBS, do West Ealing conveyancing practitioners have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Santander have agreed my mortgage in principle, my bid on a property in West Ealing has been accepted, what happens next?
Your estate agent will need to be informed of your property lawyer's details (ensure that the lawyers are on the lender’s panel). Call up Santander or the financial adviser and complete any outstanding forms. Santander will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Santander will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Ealing.
I purchased a 4 bedroom Georgian house in West Ealing. Conveyancing solicitor acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Ealing and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.
What makes your site different to alternative online quote calculators for conveyancing in West Ealing?
At this site secure a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in West Ealing. Unlike many estate agents and many comparison sites we do not operate referral deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the highest per referral, not the best value conveyancing in West Ealing
My step-father has urged me to use his conveyancers in West Ealing. Should I choose my own conveyancer?
No doubt the best way to select a conveyancing solicitor is to get feedback from friends or family who have used the solicitor that you are contemplating using.