I have just been advised by my mortgage broker that my West Ealing property lawyer is not on the lender Conveyancing panel. What can I do to be certain whether this is indeed the case?
The best course of action for you to take is to contact your West Ealing conveyancer. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they may be able to suggest a West Ealing conveyancing practice that is on the approved list of lawyers for your mortgage company.
We were just about to exchange contracts for a leasehold flat in West Ealing. We encountered a stumbling block. The loan offer with The Royal Bank of Scotland runs out on 27/10/2025 but the owners are insisting on a completion date of 29/10/2025. Is it possible to prolong the mortgage expiry date?
The person best placed to deal with your issue is your conveyancer who is in a position to assess if he or she is corresponding with the mortgage broker, vendor’s conveyancers, estate agents or indeed all three taking into account what has gone on in your house move as of today.
The formalities of my remortgage has taken place for my property in West Ealing. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am selling my apartment. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Yorkshire BS are being pedantic. The West Ealing solicitor who is on the Yorkshire BS conveyancing panel is saying indemnity insurance will be fine but Yorkshire BS are requiring a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our offer on a detached house in West Ealing has been agreed to, the vendors do nevertheless have an associated purchase. The sellers have put an offer on on an apartment, however it’s not yet tied up, and have viewings of other apartments in the pipeline. I have selected a high street conveyancing solicitor in West Ealing. What should be my next step? When do I get the mortgage application with Leeds Building Society started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, West Ealing conveyancing search fees, etc). The first thing to do is check that your solicitor is on the Leeds Building Society approved list. Concerning the subsequent stages this very much dictated by the circumstances of your case, attraction to this property and on the state of the market. During a buoyant market many buyers would apply for the mortgage with Leeds Building Society and pay for the valuation and only if it was satisfactory would they request their conveyancer to move forward with the conveyancing in West Ealing.
What makes your site different to other online quote calculators for conveyancing in West Ealing?
At this site get an accurate costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in West Ealing. Unlike many estate agents and many comparison sites we do not have referral arrangements with solicitors. A large number of agents and online brokers 'recommend' solicitors paying the most kickback, rather than the best value conveyancing in West Ealing
I today plan to offer on a house that appears to tick a lot of boxes, at a great price which is making it all the more appealing. I have subsequently found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a leasehold house in West Ealing. Conveyancing solicitors have are about to be instructed. Will my lawyers set out the risks of buying a leasehold house in West Ealing ?
The majority of houses in West Ealing are freehold rather than leasehold. This is one of the situations where having a local solicitor who is familiar with the area who can assist with the conveyancing process. We note that you are buying in West Ealing in which case you should be looking for a West Ealing conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as obtaining the freeholder’sconsent to conduct changes to the property. It may be necessary to pay a maintenance charge towards the maintenance of the communal areas where the house is located on an estate. Your lawyer should report to you on the legal implications.
I am the leaseholder of a a ground floor purpose built flat in West Ealing. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the amount payable for the purchase of the freehold?
in cases where there is a absentee landlord or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to calculate the sum to be paid.
An example of a Freehold Enfranchisement matter before the tribunal for a West Ealing residence is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case was in relation to 2 flats. The number of years remaining on the existing lease(s) was 72.39 years.
Is it true that a West Ealing conveyancing firm got sued by clients for failing to conduct the appropriate conveyancing searches?
Our attention has not be brought to such a West Ealing conveyancing matter but it has been reported that, clients acquiring a home in Cumbria successfully won a claim against their property lawyer due to development permission to erect a wind farm failing to be identified in conveyancing searches.
Where you are thinking of buying a home in West Ealing It is important that your lawyer carry out all West Ealing conveyancing searches required making sure that you have accurate and current information before purchasing a property.