Find a Lender-Approved Local Conveyancer in New Eltham

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Cheap conveyancing in New Eltham does not necessarily mean low quality - but the odds are stacked against you

5 reasons to use our service to help you find a high street conveyancing solicitor in New Eltham

  • 1 The New Eltham conveyancing practitioners that are identified are committed to providing the most cost, efficient and accessible conveyancing service to purchasers, sellers and remortgagors in New Eltham
  • 2 Low cost packages from online conveyancers might seem attractive. However, these firms are often located many miles away with little appreciation of the factors that impact property transactions in New Eltham
  • 3 New Eltham property lawyer are the key to a successful New Eltham home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 4 Using a local Solicitor usually results in a more personal touch. Sometimes when dealing with a large conveyancing firm, you tend to be looked after by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 5 New Eltham solicitors work in partnership with New Eltham estate agents, house builders, surveyors, banks and other professionals to ensure that a quality service is provided to clients every step of the way, offering all the advice and support you require

Examples of recent conveyancing in New Eltham since January 2020*

Recently asked questions about conveyancing in New Eltham

I am hoping to move into my new home in New Eltham next Friday. My conveyancing practitioner now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in New Eltham.

It is is a decade since I bought my house in New Eltham. Conveyancing lawyers have just been instructed on the sale but I am unable to find the title deeds. Will this cause complications?

Don’t worry too much. First there is a possibility that the deeds will be with the lender or they could stored with the lawyers who acted in your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in New Eltham involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.

We are selling our apartment in New Eltham. Will the lawyer have to be on the Co-operative conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Co-operative conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

This question may be naive but I am unseasoned as a first time purchaser of a garden flat in New Eltham. Do I pick up the keys to the house on completion from my solicitor? If so, I will find a local conveyancing solicitor in New Eltham?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the owner’s lawyers, and shortly after the monies have arrived, you will be invited to receive the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.

Is it the case that all New Eltham CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing panel?

It is true that some banks and building societies now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.

I am currently in the process of buying my council flat in New Eltham. I have a mortgage agreed with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.

I have been on the look out for a leasehold apartment up to £305k and found one near me in New Eltham I like with a park and transport links in the vicinity, however it only has 49 remaining years left on the lease. There is not much else in New Eltham suitable, so just wondered if I would be making a grave error buying a short lease?

If you need a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £400,000 flat in New Eltham in nine days. The freeholder has quoted £360 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in New Eltham?

New Eltham conveyancing on leasehold maisonettes usually involves administration charges invoiced by management companies :

    Addressing pre-contract questions Where consent is required before sale in New Eltham Supplying insurance information Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale
Your solicitor will have no control over the level of the charges for this information but the average costs for the information for New Eltham leasehold premises is £350. For New Eltham conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are required to supply the information.

After months of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in New Eltham. Can we issue an application to the Residential Property Tribunal Service?

You certainly can. We are happy to put you in touch with a New Eltham conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a New Eltham property is 103a Footscray Road in January 2014. The tribunal determines that the premium payable for the extended lease should be £34,500 according to the expert witness valuation calculation This case was in relation to 1 flat.

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Sample of conveyancing solicitors in New Eltham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in New Eltham but also conveyancing throughout England and Wales.

  • Watts & Leeding, 4 Novar Road, New Eltham, London, SE9 2DN
  • Kirk And Partners, 25-27 Passey Place, Eltham, London, SE9 5DF
  • Mensons & Associates, 99 Eltham High Street, London, SE9 1TD
  • Cook Taylor Woodhouse Limited, 68/70 High Street, Eltham, London, London, SE9 1BZ
  • Preston Mellor Harrison, 30 High Street, Chislehurst, Kent, BR7 5AS

Residential Landlord and Tenant Conveyancing solicitors in New Eltham

The firms listed below are a small selection of solicitors in New Eltham specialising in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on Leasehold Valuation Tribunal proceedings

  • Watts & Leeding, 4 Novar Road, New Eltham, London, SE9 2DN
  • Kirk And Partners, 25-27 Passey Place, Eltham, London, SE9 5DF
  • Mensons & Associates, 99 Eltham High Street, London, SE9 1TD
  • Cook Taylor Woodhouse Limited, 68/70 High Street, Eltham, London, London, SE9 1BZ
  • Preston Mellor Harrison, 30 High Street, Chislehurst, Kent, BR7 5AS

Planning law solicitors in New Eltham regulated by the Solicitors Regulation Authority

The solicitors listed below are a non-comprehensive list of solicitors in New Eltham with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including planning applications and appeals
  • Hadfield & Co, 1 Central Avenue, Welling, Kent, DA16 3AX
  • Wellers Law Group Llp, Tenison House, Tweedy Road, Bromley, Kent, BR1 3NF
  • Batchelors, Charles House, 35 Widmore Road, Bromley, Kent, BR1 1RW
  • Beverley Morris & Co, 35 Montpelier Vale, Blackheath Villiage, London, SE3 0TJ
  • Apex Law Llp, 3 The Pantiles, Bexleyheath, Kent, DA7 5HH

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.