I am expecting a mortgage with Nat West. My intention is to employ the services of a Licensed Conveyancer in New Eltham. Does the Nat West Conveyancing panel allow for conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Finally the sale completed on my house in New Eltham last December but the buyer keeps texting me to moan that their lawyer needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your disposal your conveyancer is committed to forward the transfer deeds and all of the paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also send confirmation that the mortgage has been paid off to the buyers solicitors. There are no post completion requirements peculiar conveyancing in New Eltham.
We are selling our flat in New Eltham. Does my conveyancer have to be on the UBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.
We are selling our house in New Eltham and according to the buyers it appears that there is a risk of it being built on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers used a nationwide conveyancing outfit rather than a conveyancing solicitor in New Eltham. Having lived in New Eltham for many years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
The deeds to my home can not be found. The lawyers who conducted the conveyancing in New Eltham 5 years ago have long since closed. What do I do?
Nowadays there are duplicates made of almost everything, and your lawyer will be aware precisely where to look for all the suitable paperwork so you may buy or sell your property without a hitch. Where duplicates can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on the premises.
I opted to have a survey completed on a house in New Eltham in advance of retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to issue a loan on such a home.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in New Eltham. Conveyancing may be slightly more expensive based on your lender's requirements.