Our lender has suggested solicitors on their panel based in Longlands but I would rather instruct a conveyancing lawyer in Longlands or nearer to where I live. Are you able to assist?
The minority of Longlands conveyancing practitioners are on all lender’s conveyancing panel. Please make the most of the above find an approved solicitor tool to identify a Longlands conveyancing conveyancer on the on the bank panel.
I'm purchasing a new build house in Longlands with a mortgage from Accord Mortgages Ltd. The builders would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not disclose to my solicitor about this side-deal as it could jeopardize my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Longlands is the location of the property. Is there any guidance you can give?
Flying freeholds in Longlands are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Longlands you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longlands may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is it possible to switch solicitor as I have to select a firm on the Nationwide Building Society conveyancing list. I was using a local conveyancing solicitor in Longlands five minutes from me but he is not approved by Nationwide Building Society
It would be our pleasure to help you select a conveyancing solicitor in Longlands on the Nationwide Building Society panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Longlands. Using the find a conveyancing solicitor tool on this page, you can contrast charges for conveyancing solicitors in Longlands and beyond.
I need to appoint a conveyancing solicitor for some conveyancing in Longlands. I happened to discover a site which seems to have the perfect offering If it is possible to get all this stuff done via phone that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Is it necessary during the course of the conveyancing process to visit the offices of the mortgage company conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Longlands as it will be easier to attend their offices if required.
Whereas this was necessary twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Longlands.