I am obtaining a mortgage offer from Lloyds. My intention is to use a Licensed Conveyancer in Sidcup. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We hope to to buy with Darlington Building Society. I visited 3 or 4 local companies yet am struggling to find a Sidcup conveyancing firm on the Darlington Building Society approved list. Can you assist?
Please do take advantage of the search tool on this page. Please choose the lender and type Sidcup or your location and you will see a number of lawyer based in Sidcup or by proximity to you.
My wife and I purchasing a detached bungalow in Sidcup. Our aim is to an extension at the rear at the house.Will the conveyancing process include checks to see if these works are permitted?
Your conveyancer should check the deeds as conveyancing in Sidcup will sometimes reveal restrictions in the title deeds which prevent categories of changes or require the permission of another owner. Some extensions need local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor before you commit yourself to a purchase.
I was told three weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Sidcup is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
Lloyds have agreed my mortgage in principle, my offer on a house in Sidcup has been agreed to, now what?
Your estate agent will want to be informed of your lawyer's details (make sure the conveyancers are on the bank’s approved list). Call up Lloyds or the financial adviser and complete any appropriate paperwork. Lloyds will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Lloyds will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Sidcup.
I understand that there are debates on Chancel Insurance on online forums. Do I require this when purchasing a residence in Sidcup? or I am told that there is historic law that means some owners of property living in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this suitable for conveyancing in Sidcup?
Unless a prior acquisition of the premises took place post 12 October 2013 you can assume that lawyers handling conveyancing in Sidcup to continue to suggest a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly identified as part of conveyancing in Sidcup?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Sidcup. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How difficult is it to switch conveyancer as I have to choose a firm on the The Royal Bank of Scotland conveyancing list. I had appointed a high street conveyancing solicitor in Sidcup round the corner but the firm is not approved by The Royal Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Sidcup on the The Royal Bank of Scotland panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Sidcup. In utilising the find a conveyancing solicitor tool on this website, you can compare fees for conveyancing solicitors in Sidcup and throughout England and Wales.