I am hoping to receive a mortgage with Nat West. My intention is to retain the legal services of a Licensed Conveyancer in Sidcup. Does the Nat West Solicitor panel allow for Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can your site be used to find a Conveyancing solicitor in Sidcup even where I’m not buying or selling a house, for example if I wish to acquire a shop in Sidcup with a mortgage from Lloyds TSB Bank?
Our comparison service is primarily there to find residential conveyancing solicitors in Sidcup but we have recorded at the end of this page some Sidcup commercial conveyancing firms. You will need to make contact with the solicitors directly to see if they can also act for Lloyds TSB Bank
The Sidcup conveyancing lawyers that just started acting on my purchase in Sidcup have suddenly closed. They were on acting for me because I had to have a firm on the Co-operative conveyancing panel and my family Sidcup lawyer was not. I paid them money in advance. What should be my next steps?
If you have an estate agent involved then inform them immediately so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Co-operative conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to help.
We are purchasing a apartment in Sidcup. It might be a silly question but how we can trust a lawyer? At some point we will need to send money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Can I be sure that the Sidcup conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Sidcup obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your transaction.
I am selling my house. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Aldermore are being a right pain. The Sidcup solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Just bought a detached house in Sidcup , how long will it take for the Land Registry to deal with the formalities evidencing my ownership? My Sidcup conveyancing solicitor has been very slow, so I want to be sure the land registry aspects are addressed.
As far as conveyancing in Sidcup registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can differ depending on who lodges the application, whether there are errors and whether the Land registry must send notices to any other parties. Currently in the region of three quarters of such applications are fully addressed in less than three weeks but some can be subject to extensive hold-ups. Historically registration occurs once the purchaser has moved in to the premises therefore 'speed' is not always top priority yet where it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.
I have been on the look out for a flat up to £305k and found one round the corner in Sidcup I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Sidcup suitable, so just wondered if I would be making a mistake buying a short lease?
Should you require a home loan the shortness of the lease will be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.