Is the fact that my conveyancer in Chislehurst is not listed on my lender's solicitor panel that there is a problem with the quality of the firm’s conveyancing?
That would most likely be an incorrect assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Chislehurst conveyancing firm and enquire why they are no longer on the approved list for your bank.
My conveyancer has identified a defect with the lease for the property we are purchasing in Chislehurst. The other side have suggested defective title insurance as a solution. We are content with insurance and will cover the costs. Our conveyancing practitioner says that he must ensure that the lender is happy with this solution. Are we the client or is the bank?
Regardless of the fact that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. The appropriate lender requirements must be adhered to.
I am assisting my sister sell her property in Chislehurst. Does the conveyancing solicitor order an EPC or it is for the seller to coordinate?
Following the demise of Home Information Packs, EPC’s remained a compulsory part of selling a house. An EPC must be to hand prior to the property being advertised. It is not something that law firms ordinarily organise. If you are instructing a Chislehurst conveyancing practitioner they may be willing to arrange EPC’s due to their contacts with long established local accredited person
I just bought a house at auction in Chislehurst. Conveyancing is needed. What are my next steps?
Now that you have exchanged you now have to retain a conveyancing practitioner quickly as you now have a pending deadline in which to complete the transaction. All auction property will ordinarily have a bespoke legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the legal papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should pass this on to the conveyancer working for you as soon as possible. You also need to ensure that your finances are organised to complete on the on the contractual date .
I'm spending time looking at houses in Chislehurst and I am now considering a potential offer. Is it sensible to have a solicitor on ‘stand by’? I will be getting a home loan with Santander.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are obtaining a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
I am looking into buying my first house which is in Chislehurst and I am already nervous. I couldn't find anything specific about Chislehurst. Conveyancing will be needed in due course but do you know about the Chislehurst area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Chislehurst. In the meantime here are some basic statistics that we found
My wife and I purchased a leasehold house in Chislehurst. Conveyancing and The Mortgage Works mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Chislehurst who previously acted has now retired. What should I do?
First contact HMLR to make sure that this person is in fact the registered owner of the freehold reversion. You do not need to instruct a Chislehurst conveyancing solicitor to do this as it can be done on-line for less than a fiver. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Following years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Chislehurst. Can we issue an application to the Residential Property Tribunal Service?
Most definitely. We are happy to put you in touch with a Chislehurst conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Chislehurst property is 70 Andace Park Gardens 133-149 Widmore Road in November 2013. Tribunal determined that the premium payable for the lease extension was £10,052 This case affected 1 flat. The unexpired residue of the current lease was 72 years.
How diverse are the property law services that Chislehurst conveyancing solicitors handle?
Most Chislehurst conveyancing organisations can offer a number of legal advice to home and land owners, vendors, investors, freeholders and tenants which may include:
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House sale conveyancing in Chislehurst or elsewhere in the country
Property purchase conveyancing in Chislehurst and throughout England and Wales
Planning and boundary enquiries Leasehold conveyancing sales and purchases Auction disposal and purchase conveyancing in Chislehurst or across England and Wales Key worker schemes