My mortgage broker has requested my Chislehurst lawyer’ panel member for the HSBC conveyancing panel. How do I find this out. I have called my local Chislehurst office but they don't know it.
You are best placed to get this information from your Chislehurst solicitor . Most Chislehurst conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
I own a freehold premises in Chislehurst but nevertheless charged rent, why is this and what is this?
It is rare for properties in Chislehurst and has limited impact for conveyancing in Chislehurst but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
We just had an offer accepted to buy with Earl Shilton BS. I popped in a few high street companies but am struggling to find a Chislehurst conveyancing firm on the Earl Shilton BS panel. Could you help?
Please do take advantage of the find a lender approved solicitor tool on this site. Pick the building society and type Chislehurst or your preferred area and you will discover numerous solicitors offices in Chislehurst or nearest you.
I require quick conveyancing in Chislehurst as I have an ultimatum to sign on the dotted line inside 2 weeks. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you have the choice not to do searches although no lawyer would recommend that you don't. Drawing on years of experience of conveyancing in Chislehurst the following are examples of issues that can appear and adversely impact future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Railway Schemes,...
Me and my brother own a 4 bedroom Victorian property in Chislehurst. Conveyancing lawyer represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chislehurst and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who completed the work.
Why can I not complete our conveyancing in Chislehurst on Easter Monday?
Because on completion the sale price needs to pass between the banks of the buyer and owner’s conveyancing practitioner and at present this can only happen on a business day. It is not possible to complete on a saturday or sunday either.