I am purchasing a semi-detached house in Chislehurst. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Chislehurst you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Chislehurst.
We are buying a terrace house in Chislehurst. The intention is to convert the garage to a playroom at the house.Will the conveyancing process include enquiries to determine if these works were previously refused?
Your solicitor will review the registered title as conveyancing in Chislehurst can on occasion reveal restrictions in the title deeds which prohibit categories of alterations or require the permission of a 3rd party. Certain works require local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
We are getting a further advance on our mortgage from Bank of Ireland as we want to carry out renovations to our property in Chislehurst. Are we obliged to appoint a local Chislehurst solicitor on the Bank of Ireland conveyancing panel to handle the paperwork?
Bank of Ireland would not normally appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland panel.
I am due to exchange contracts on my house. I had a double glazing fitted in August 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Barclays are being difficult. The Chislehurst solicitor who is on the Barclays conveyancing panel is recommending indemnity insurance as a solution but Barclays are insisting on a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What can a local search inform me concerning the property my wife and I buying in Chislehurst?
Chislehurst conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations such as Onsearch The local search plays a central role in most Chislehurst conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search should provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Chislehurst is the location of the property. Is there any advice you can give?
Flying freeholds in Chislehurst are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chislehurst you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chislehurst may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My father has recommend that I appoint his conveyancing solicitors in Chislehurst. Should I find my own conveyancer?
No doubt it’s preferable to find a conveyancing solicitor is to get recommendations from friends or family who have used the solicitor you're contemplating using.
Please set examples of distinct benefits to choosing a high street solicitor in Chislehurst
Plenty of house movers in Chislehurst opt for a nearby high street conveyancer so that they can visit in the event that they have questions, and to collect documents without using the Royal Mail.
Some would argue that there is a marginal benefit in opting for a property lawyer local to a house you are planning to purchase, due to the in-depth knowledge of the area and potential local concerns - but this is moot. Many conveyancers carry out their work by way of email and could be anywhere in the world.