Me and my fiance are purchasing a 1 bedroom flat in Nettleham with a mortgage. We like our Nettleham lawyer, however the lender says he's not on their "panel". We have to appoint one of the bank panel conveyancing practices or keep our Nettleham lawyer as well as pay for one of their panel ones to represent them. We feel that this is unjust; are we not able to require that the lender use our Nettleham property lawyer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Nettleham conveyancing solicitor to apply to be on the conveyancing panel.
I need some quick conveyancing in Nettleham as I am faced with a deadline to complete within one month. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you have the choice not to do searches although no law firm would advise that you don't. With plenty of history conveyancing in Nettleham the following are examples of what can arise and adversely impact future mortgageability: Enforcement Actions, Overdue Charges, Overdue Grants, Railway Schemes,...
I used Action Conveyancing several years ago for my conveyancing in Nettleham. I now require my papers however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Nettleham of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey carried out on a house in Nettleham in advance of instructing lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor has said that some banks will not issue a loan on this type of premises.
It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Nettleham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Nettleham to see if the conveyancing will be more expensive.
In what way does the Landlord & Tenant Act 1954 affect my business premises in Nettleham and how can you help?
The 1954 Act gives security of tenure to commercial tenants, giving them the right to make a request to court for a renewal lease and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in Nettleham
My husband and I are new on the property ladder - agreed a price, but the selling agent advised that the owners will only proceed if we appoint their recommended solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in Nettleham
We suspect that the owner is not behind this demand. Should the seller desire ‘a quick sale', turning down a serious purchaser is not the way to achieve this. Speak to the owners direct and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you are chain free (d) you wish to move quickly (e)however you will continue to use your own,trusted Nettleham conveyancing solicitors - rather thanthose that will provide their estate agent a referral fee or meet his conveyancing figures set by head office.