Am I correct in assuming that the fact that my conveyancer in Saxilby is not identified on my lender's conveyancing panel that there is a problem with the standard of her conveyancing?
That would more than likely be an incorrect assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Saxilby conveyancing firm and enquire why they are no longer on the approved list for your mortgage company.
Can the conveyancing solicitors that you recommend conduct auction conveyancing in Saxilby?
We know of a few auction solicitors we can put you in touch with those specialising in auction conveyancing. Saxilby is just one of the many locations where our lawyers have a presence.
I'm at the point of viewing flats in Saxilby and I am about to put in an offer. Should I already have a property lawyer appointed at this stage? I will be getting a home loan with RBS.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
I recently had an offer accepted on a house in Saxilby. My financial adviser recommended their conveyancers. I paid an upfront payment of £225. A couple of days later, the property lawyer called me sheepishly admitting that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on an apartment in Saxilby on 6/6/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who handled the conveyancing in Saxilby 4 years ago have long since closed. What are my next steps?
Assuming the title is registered the information relating to your ownership will be evidenced by HMLR with a Title Number. It is easy to execute a search at the Land Registry, locate your house and secure current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
How simple is it to use your search facility to choose a conveyancing solicitor in Saxilby on the authorised to act for my bank?
Step one is to choose a bank such as Barclays , Virgin Money or Platform Home Loans Ltd then specify your preferred area for example Saxilby. Conveyancing practices in Saxilby and nationally should be listed.
There are only Sixty One years remaining on my flat in Saxilby. I need to get lease extension but my freeholder is can not be found. What are my options?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. You will be obliged to prove that you have used your best endeavours to find the landlord. In some cases an enquiry agent should be helpful to try and locate and prepare a report to be used as evidence that the landlord is indeed missing. It is advisable to get professional help from a solicitor in relation to proving the landlord’s disappearance and the vesting order request to the County Court covering Saxilby.
Saxilby Leasehold Conveyancing - Examples of Questions you should ask before Purchasing
-
Are any of leasehold owners in dispute over their service charge payments? Please note that where the lease has no more than 80 years it will impact the marketability of the property. Check with your lender that they are willing to lend given the lease term. A short lease means that you will probably require a lease extension at some point and you need to have some idea of how much this would cost. For most Saxilbylease extensions you would need to own the residence for 24 months in order to be legally able to carry out a lease extension. What restrictions are there in the Saxilby Lease?