A relative informed me that in purchasing a property in Ruskington there may be a number of restrictions prohibiting external changes to a property. Is this right?
We are aware of a number of properties in Ruskington which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Ruskington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously appointed solicitors locally in Ruskington on the Santander solicitor approved list. They have just billed me an additional charge for handling the Santander mortgage. Is this an additional conveyancing fee specified by Santander?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your property lawyer can charge a fee for this. This charge is not dictated by Santander but by your Ruskington property lawyer. Numerous firms on the Santander panel will levy an ‘acting for lender’ fee and others do not.
Planning on purchasing a maisonette in Ruskington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Ruskington conveyancer is on the Principality conveyancing panel.
What does a local search inform me regarding the property my wife and I buying in Ruskington?
Ruskington conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company such as Searchflow The local search plays an important part in most Ruskington conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I used Arc property Solicitors several years ago for my conveyancing in Ruskington. Now, I need my documents however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ruskington of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build apartment in Ruskington. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Ruskington
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Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Ruskington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Ruskington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ruskington you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ruskington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is planning consent required to split a single dwelling into a couple of appartments in Ruskington? This has taken place to a property adjacent to a friend in Ruskington and was not aware of the conversion until after the works were complete.
Planning Permission yes. Building Reg Approval yes.