My financial adviser has requested my Lytham St Annes law firm’s panel reference for the Nationwide conveyancing panel. How do I obtain this. I have tried my local Lytham St Annes office but they don't know it.
You are best placed to get this information from your Lytham St Annes lawyer . They keep a central record lender panel numbers.
We were just about to exchange contracts for a property in Lytham St Annes. We encountered a snag. Our loan offer with Alliance & Leicester expires on 10/3/2025 but the owners are insisting on a completion date of 12/3/2025. Can one prolong the loan expiry date?
The person best placed to address this concern is your lawyer who is in a position to calculate if they should be discussing with the lender, vendor’s conveyancers, selling agents or indeed all three based on the history of your house move as of today.
I have justfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Lytham St Annes for a purchase of a freehold house 18 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lytham St Annes conveyancing specialists.
About to purchase a new build flat in Lytham St Annes. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Lytham St Annes
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Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared.
My husband and I are new on the property ladder - agreed a price, but the property agent advised that the seller will only move forward if we use their recommended solicitors as they want a ‘quick sale’. We would rather use a family conveyancer used to conveyancing in Lytham St Annes
It is highly unlikely the owners are behind this. If they desire ‘a quick sale', taking such a hostile approach to a serious purchaser is going to damage their objectives. Try to communicate with the sellers directly and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you wish to move quickly (e)however you will continue to instruct your preferred Lytham St Annes conveyancing lawyers - rather thanthose that will provide their estate agent a introducer fee or meet his conveyancing figures demanded by head office.
I dont have enough spare money to pay a 10% deposit on my apartment purchase in Lytham St Annes , but I am anxious exchange. Do I have options?
You can accept a lesser deposit. Most sellers will agree to a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second